Freaking Paypal .....

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Uncle Willie

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Paypal can use a credit card as an alternate funding source for any dispute that would put your regular account in the red .. as well, it's always a good idea to keep enough funds in your paypal account to cover a dispute, since you never know when one will happen ..

Paypal does not customarily debit checking accounts .. lastly, the pay pal credit card is the best backup source, as they won't hold and any dispute can be linked to the PP credit card ..

Hope that helps .. I do about 100K a year thru pay pal, so I'm pretty famliar with their policy .. and, they are no more Draconian than Visa / MC / Discover or Amex ..
 
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