This is really inexpensive on this site and more on others. I didn't buy it maybe I will next time.
That $.88 charge, or $.99 on some websites, or much higher $ on others....is
supposedly for insurance to cover loss, damage, or theft
only during its journey from the vendor to the buyer! It is
not like a manufacturer's warranty at all...that would cover receiving a faulty device, tank, etc.
You may want to check out the USPS website, to read about what's required to actually
prove that a loss, theft, or damage took place while a package was in transit to a buyer. You'll find out, too, that it's the vendor who has to file a claim for it with the USPS...
not the buyer. Once a claim is actually filed...there's also a
very lengthy period of time (months) before the USPS
might actually declare that a loss, theft, or damage indeed took place.
Until that happens though...the vendor won't be reimbursed by the USPS, and legally isn't required to pass along any reimbursement to the buyer until then.
Seeking compensation for a lost, damaged, or stolen item stands a better chance of being successful...if the buyer has paid via PayPal or their Credit Card. The
buyer can initiate that process, and there's usually a
much shorter waiting period before a decision is made to refund the buyer or not.
I, personally,
never pay the "shipping insurance" fee that websites like MyVPro, and others, offer. IMO, it's simply a sneaky, money-making thing on their part, to hopefully make buyers think their purchase is more protected than it really is. I say "sneaky"...because the selection of paying for it or not... is set to "ON" or "YES" as the default on the website. If a buyer doesn't notice that at Checkout until after he/she paid...they get the buyer's $ whether they intended to select it or not.