If I have been off analogs six months (for instance) and have vaped down to low numbers (sub 5?) could I change my status with our health provider to non- smoker? Yes, my count is too low for the correct forum category! Any opinion is appreciated!
Health insurance question
- Thread starter laverty
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I don't know a lot about it, but just recently read a thread concerning this.
Read some of these posts on this thread. http://www.e-cigarette-forum.com/fo...103950-doctors-health-insurance-question.html
Read some of these posts on this thread. http://www.e-cigarette-forum.com/fo...103950-doctors-health-insurance-question.html
I have never had that question asked for health insurance, only life insurance. Certainly in the doctor's office they usually ask those kinds of questions, which I never minded answering.
Some insurance companies actually do a blood test for nicotine (cotinine). That's usually with life insurance and when you are over a certain age. They will also request a copy of your doctor's patient record and that may show what you told the doctor you smoked. I said 1 PAD. The doctor's records reflected 2 PAD, which was no longer accurate. Make sure you change what you last told the doctor if it is different.
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Good point, I wonder how many inaccuracies of my life are on file with the various doctors I have been to.
As long as you are vaping nicotine, it will show up in the tobacco test for life insurance. And then you do not qualify for the non-tobacco rate. You could go to non nicotine juice for a week before the test.
Zero percent for a year would be a legit argument or at least a starting point...then submit non-smoking status to family doctor...seems doable! Thanks for the responses, all!
Lol I've just been lying to my doctor. Haven't had to get life insurance myself though, I agree with the people saying vape no nic from a week then take their little test. If they find traces of nic, tell them you're on a strict eggplant diet. Hah eggplants contain small amounts of nic, so they may just be gullible enough to believe it.
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