Seanchai, I'm sure I'm not telling you anything you don't already know, but there are tons of people who give money away for those in need for higher education. I don't mean just because of a disability either, but just because they have it and believe in the importance of education.
Thanks, roonies! You're right, of course. In fact, I could go to school wholly on the government's dime, with all my tuition, books and tech paid for - that's a deal they have going for any disabled student who wants to go into a field that would "improve their employment prospects." Let's be honest here, anyone is going to have their employment prospects considerably improved by being fully qualified in *anything*... but it's there to get disabled people off SSI/SSDI and Medicaid/Medicare, because it's significantly cheaper to pay for 4 years of school than a lifetime of benefits and medical care.
The problem is, that program is structured unrealistically to be of much help... the deal is, they'll pay for the whole shooting match if you take 15+ credit hours/semester... and most congenitally disabled people can't take a full courseload *successfully*.
To put it in real life terms, this was the conversation I had when I looked into doing it that way:
Me: See, the problem is I tried the full courseload thing on an academic scholarship last time. It's too much at once. *Mentally*, I can keep up, but *physically*, when you add in *getting* to and from class and then *getting* to and from the library and *getting* to and from professor's offices, I can't do it. I could do ten or twelve hours, will you help out with that?
Them: No, but this isn't a problem at all. You can just do it as long as you need to.
Me:.... let me make sure I'm understanding you correctly. You're saying I should go to college on your dime with a courseload I know is impossible, pick a few classes to intentionally fail, and then just keep doing that till I graduate, and you'll pay for however many years it takes as long as I have the right number of credit hours on my transcript?
Them: And pass at least one class per semester, yes.
Me: But wouldn't my final transcript be a trainwreck? I want to go to *medical school*, I can't have it looking like I only bothered to do some work on the second Thursday of the month. Plus, wouldn't it be more cost effective to allow me to take a *slightly* reduced courseload, pass *everything*, and be out in four years, instead of what you're suggesting?
Them: Probably, but that's not how the program works.
I've found this to be true with most scholarships and grants, too... it's a full courseload or nothing.
I haven't given up on getting the financial side sorted - I've got a few feelers out now that all look like good possibilities - but the biggest stumbling block for disabled students is almost always this weird catch-22 of "if I take a full courseload, it's going to take me *longer* to graduate (from the stress and the pressure) and my transcript will look like I slept through school, but taking a reduced courseload isn't something there's much financial help available for."
Just to give you a quick idea, some my friends with cerebral palsy have gone to school under this "full courseload or nothing" system, and it's taken them: 6 years, 10 years, 12 years, 8 years, 9 years, 7 years, 11 years, 13 years... just for the 4 year degree. All of them are at *least* as smart as I am. In all cases, they could have done it in four plus a semester or two of summer school, had they been allowed a reduced courseload. And their transcripts are all *disasters*. No big deal if all you want is a BA/BS, but a *huge* deal if you plan on any post-grad whatsoever.
It's a typical case of "no one who is actually disabled has been a part of crafting these guidelines/rules, so the guidelines/rules don't actually *work* for most disabled people."