The problem with all of that is the hole you can drive a truck through.
For instance, if you stipulate at point of purchase that you will ship within 60 days you are stating when it will ship and the 30 day rule doesn't necessarily apply.
Also, if there are terms of use on the website which stipulate when the charge will occur then this is not a violation of the guidelines set forth by Visa or Mastercard.
***To clarify, this the language present in the Bloog Terms & Conditions***
"If you place an order for merchandise on BloogPlanet.com, you agree to pay for the order by authorizing a corresponding charge to a valid credit card acceptable to us. We reserve the right to accept or decline your order at any time and for any reason."
As you can see, it is a two part establishment of process. By placing an order you agree to pay by the authorization of your credit card. Bloog then reserves the right to accept your order at any time. The processing of your card represents acceptance by Bloog. When you place your order on Bloog you are required to check the box indicating that you have read and agree to the Terms & Conditions. Thereby, you have effectively entered into a contract with Bloog. As you are probably aware, you can contract away just about any right you have.
And the above language is common and expected in e-commerce where the "card is not present" and fraud on the part of the order placer is very common.
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Additionally, the FTC has almost no enforcement authority with a huge, long settlement process that renders the odds of you getting your money back or the "bad" company being punished in any case.
For instance, if you stipulate at point of purchase that you will ship within 60 days you are stating when it will ship and the 30 day rule doesn't necessarily apply.
Also, if there are terms of use on the website which stipulate when the charge will occur then this is not a violation of the guidelines set forth by Visa or Mastercard.
***To clarify, this the language present in the Bloog Terms & Conditions***
"If you place an order for merchandise on BloogPlanet.com, you agree to pay for the order by authorizing a corresponding charge to a valid credit card acceptable to us. We reserve the right to accept or decline your order at any time and for any reason."
As you can see, it is a two part establishment of process. By placing an order you agree to pay by the authorization of your credit card. Bloog then reserves the right to accept your order at any time. The processing of your card represents acceptance by Bloog. When you place your order on Bloog you are required to check the box indicating that you have read and agree to the Terms & Conditions. Thereby, you have effectively entered into a contract with Bloog. As you are probably aware, you can contract away just about any right you have.
And the above language is common and expected in e-commerce where the "card is not present" and fraud on the part of the order placer is very common.
************
Additionally, the FTC has almost no enforcement authority with a huge, long settlement process that renders the odds of you getting your money back or the "bad" company being punished in any case.
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