I bet. it's got to be so frustrating, but do vape and do fight.
Sorry you're not going to join this round.
Sorry you're not going to join this round.
Snails - Response on Threads Part 4
- Thread starter classwife
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Thanks guys. Fighting gets tiring sometimes. Ever have those days when you feel like it's just one thing after another? That's where I'm at right now.
Jeez, that's funny, the link on the page brought me to the main page on the forum.......but I did find it, although a bit circuitous.
i do get that feeling sometimes, lost. Have a vape and a glass or two of wine, and pick up the fight tomorrow.
the link was weird for me the first time too, Gracie. It worked when i checked it again. go figure.
OK, time to get something to eat. Have a good night y'all
the link was weird for me the first time too, Gracie. It worked when i checked it again. go figure.
OK, time to get something to eat. Have a good night y'all
Lost, there should be a grievance process of some kind where you can dispute the finding by the agent. Since when do agents decide this stuff? Laws vary by state, so IDK. Agents mostly just sell insurance, etc. The claims people handle claims. Or so I thought. I don't know much about it though. I'll ask around.
What state?
What state?
Yep, that's what I did too, Tweety!
Lost, I'm sending good vibes for both your daughter and yourself.........keep us posted.....
Lost, I'm sending good vibes for both your daughter and yourself.........keep us posted.....
I think I'm just gonna go to bed. Please excuse the pity party folks. Have a good night everyone.
i do get that feeling sometimes, lost. Have a vape and a glass or two of wine, and pick up the fight tomorrow.
the link was weird for me the first time too, Gracie. It worked when i checked it again. go figure.
OK, time to get something to eat. Have a good night y'all
that's because i replaced it
had the same problem with the one classy sent me and which i posted first virginia, atty - and i'm sure there's a grievance process ............
(((lost))) get some sleep - tomorrow things won't look so bleak
@Lost. I'm pretty sure it depends on the policy and the state laws.
If your DD has a policy that's only PL and PD, it doesn't cover the car per se, it covers all the other liability...so they don't pay for the car damage.
If it's more coverage than that......read on!
The agent doesn't decide the claim. However, when people get into an accident they call their agent. The agent is probably repeating what the claims people said, or he/she looked up the policy, saw it didn't cover anything and said so.
If it does cover stuff (CHECK THE POLICY), and the police report said she's not at fault, you can do some things:
1) She should call the claims department directly and speak to them directly.
2) If that doesn't work, and you think you are being screwed, you can ask about a dispute process. Tell them if you are not happy, you will call the state insurance commissioner
3) If you're still not happy, call the state insurance commissioner...AFTER you get all your facts straight. People do that all the time. Puts the fear of God into the insurance companies.
She really doesn't have much to lose rate wise if she's in a high-risk pool already anyway. So fight away if you think it should pay out.
If your DD has a policy that's only PL and PD, it doesn't cover the car per se, it covers all the other liability...so they don't pay for the car damage.
If it's more coverage than that......read on!
The agent doesn't decide the claim. However, when people get into an accident they call their agent. The agent is probably repeating what the claims people said, or he/she looked up the policy, saw it didn't cover anything and said so.
If it does cover stuff (CHECK THE POLICY), and the police report said she's not at fault, you can do some things:
1) She should call the claims department directly and speak to them directly.
2) If that doesn't work, and you think you are being screwed, you can ask about a dispute process. Tell them if you are not happy, you will call the state insurance commissioner
3) If you're still not happy, call the state insurance commissioner...AFTER you get all your facts straight. People do that all the time. Puts the fear of God into the insurance companies.
She really doesn't have much to lose rate wise if she's in a high-risk pool already anyway. So fight away if you think it should pay out.
Hiya Tibs and Fran (and Pepper when he shows up).
I'm gonna bail out early too. Kinda tired today for some reason that I really can't justify at all. So,
I wish all of you well ((Lost)) in particular tonight, and hope you all sleep well.
I'm gonna bail out early too. Kinda tired today for some reason that I really can't justify at all. So,
I wish all of you well ((Lost)) in particular tonight, and hope you all sleep well.
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