I'm in the PP camp as well, use it where ever I can. Have only 1 CC linked to PP, and definitely NOT my bank account! Handy for non-
vape domestic purchases, so I don't have to have the CC number floating around the net...
Haven't had any problems with FT and PP. Click to finalize the order, get sent to PP and log in there to authorize it, get bounced back to FT with a thanks for the payment. then again, it has been a few months since my last order, and things can change.
Or, as suggested, the guest at PP might work for you.