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obamacare and vaping?

Discussion in 'Legislation News' started by ad356, Oct 1, 2013.

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  1. ad356

    ad356 Super Member ECF Veteran

    Jul 25, 2010
    north java, ny
    so the government healtcare marketplaces are impossible to log onto. however, msnbc has this tool NBCU - Affordable Care Act. question number 6 asks if you "use tobacoo". since my wife and i both quit smoking and now vape, how is that question supposed to be answered?? i think the answer is NO we do NOT use tobacco. vaping does NOT = smoking. its actually very simple, someone who vapes, uses the gum, the patch, snus, or even chews does NOT take the same risks as someone who smokes a pack per day of marlboros. someone who smokes the occasional pipe or cigar also does not take the same risks as some who smokes cigarettes either. my wife and i will both answer no. there should be several options for tobacoo use, like do you smoke cigarettes? do you use other nicotine products? i have no problem paying a SMALL premuim charge because i vape, because well i take a small risk. i certainlly DO NOT think that i should have to pay full cigarette surcharge if i am never going to smoking related diseases

    i have insurance but my wife does not, as the family plan where i work is $100 per week. a single plan is only $33 per week. so the family plan where i work meets the definition of un-afforable as per the afforable healthcare act. my wife hurt her back and cannot go back to her old job so she is re-training for a different job, as a result we lost the great insurance we once had that she carried at her prevous job. once she gets a job we will not longer be elligible for the tax incentive for insurance that costs more the 9.5% of the household income.

    basically if both members of the house work then you can no get the tax incentive
  2. ClippinWings

    ClippinWings Ultra Member Verified Member ECF Veteran

    Dec 12, 2011
    The OC
    As a Vaper... under the law as currently wirtten, it appears you will be liable for the smoking surcharge.

    they base it on Cotinine levels in the blood... not on the physical act of smoking.

    A habitual nicotine gum or snus user would also have to pay.
  3. Ranic85

    Ranic85 Moved On

    Sep 12, 2013
    I will just pay the penalty.
  4. White Rabbit

    White Rabbit Ultra Member Verified Member ECF Veteran

  5. Petrodus

    Petrodus Vaping Master ECF Veteran

    Oct 12, 2010
    Heard today on the news ...
    The number one question being asked today
    is what's the penalty for not signing up ??

    Taking bets the OCA will eventually morph into a
    single payer system ... which many speculate was the plan all along.
  6. cookiebun

    cookiebun Ultra Member ECF Veteran

    Mar 6, 2011
    Central Ohio
    Nicotine is derived from tobacco, they don't care how you get it. My employer told us in no uncertain terms, if you test positive for nicotine after claiming no tobacco use, you get fired. I used to pay the tobacco surcharge which was pretty painful. It was a big incentive for me to get myself nicotine free. I'm glad I did. Next year my insurance is going to go down even more than it did last year.

    I don't know how those exchanges work but if you were paying for that out of your own pocket and the insurance company found out you lied about nicotine after you have oh, maybe a heart attack , they could probably revoke your policy and deny your claim. You'd have committed fraud against them.
    I strongly advise you to bite the bullet and pay the surcharge.

    BTW, When I got myself down to 1/4mg per ml I tested myself for nicotine. It come up positive. "Smoker" no less, not even "Second Hand Smoke. "
  7. Penner

    Penner Senior Member ECF Veteran

    Feb 8, 2011
    Thank the democrats.

    Obamacare = 100% voted for by democrats. Not one repub vote.

    Proud of yourselves? You shot yourselves in the foot.

    That Obamacare was going to penalize all nicotine users was known over a year ago (before Obamacare was passed).
  8. Pickleskunk

    Pickleskunk Full Member

    Sep 23, 2013
    Angleton, Tx
    This is the problem with big government and the status quo of our political system. Everyday we lose a little bit more freedom. This issue is the straw that broke my camel's back. We are no longer a free nation. Nothing will change as long as we are complacent. 90% of all politicians need to be recalled. We are supposed to have the power, not them. That was the way it was set up. Unfortunately, those who are dependent on entitlements and big money donors have swayed the balance of power to the politicians, who rarely live up to any campaign promise except to cater to future voters and future donors to remain in office.
  9. Neloish

    Neloish Senior Member ECF Veteran

    Mar 10, 2012
    San Diego, CA
    According to the way the ACA is written they can ONLY take a penalty from your tax return. So the simple solution is to pay exactly the amount you need to in taxes and not have a return. Or defer taxes until tax season (if your responsible).
  10. WarHawk-AVG

    WarHawk-AVG Vaping Master ECF Veteran

    Jul 27, 2013
  11. hnsenter

    hnsenter Moved On Verified Member

    Sep 24, 2013
    California, USA
    A lawyer at a convention said that anything containing nicotine derived from tobacco plant is considered tobacco, at least according to the perspective of the law, and is the reason why the FDA gets to regulate the industry. Since, I'm not aware of any e-juices using nicotine derived from tomato or alternative sources (which according to the law could be viewed as a drug), you would technically have to put yes.
  12. cookiebun

    cookiebun Ultra Member ECF Veteran

    Mar 6, 2011
    Central Ohio
    Exactly the opposite.
    I was paying nearly double a non smoker under my employer's plan at work since 2006. I got myself nicotine free so that surcharge went away. However, our plan has such high deductibles and co-insurance that I still can't afford to actually use our VERY EXPENSIVE insurance.
    Now, thanks to obamacare, my employer is offering a second option. A very CHEAP plan that meets the minimum requirements of the new law.
    I still can't afford to use my insurance but it will only cost about a third as much as it did last year. It's less than half the price what I was paying in 2006.
    I'm pretty happy with the new law. At least I'm not getting RIPPED OFF for insurance I can't actually use.

    BTW, I'm an independent. I like to make my own choices, not bow to ideology.
    Sent from work, sorry about the typos.
  13. NakiFantaki

    NakiFantaki Ultra Member Verified Member ECF Veteran

    Mar 11, 2013
    Las Vegas NV
    This whole thing seems stupid.
    How can vaping be considered smoking? It has nothing to do with tobacco.
    Correct me if I'm wrong but don't all the health problems come from the actual tobacco? Nicotine by itself does not cause COPD and the multitude of other heath problems that tobacco does. So why should we have to pay a fee? Dumb.

    Sent from my HTC VLE_U using Tapatalk 2
  14. Petrodus

    Petrodus Vaping Master ECF Veteran

    Oct 12, 2010
    I suggest there's more than a few ECF members
    who have scraped off their Obama bumper stickers.
  15. Stegle

    Stegle Senior Member Verified Member ECF Veteran

    May 26, 2010
    Never had one and I hope there's not many here that need to scrape one off! IMO his being elected (???) was the beginning of our end and it sure looks like it's coming to pass...again, just my opinion!! :2c:
  16. Jcdew67

    Jcdew67 Senior Member ECF Veteran

    Sep 25, 2013
    I guess if you are a vegetarian you still have to check the "yes" box since a lot of them contain Nicotine.

    It doesn't ask you how much Nicotine only if you use it in which you would have to reply "yes"
  17. cookiebun

    cookiebun Ultra Member ECF Veteran

    Mar 6, 2011
    Central Ohio

    You'd need to eat 28 pounds of eggplant to get the amount of nicotine in your blood that a smoker has.
    There's a 2 year old thread about that here on ECF somewhere.
    This is a topic that comes up a lot on ECF.

    Edit: Ok I found the old thread. Its 22lbs not 28:

    Edit for those of you knocking Obamacare:
    I guess you don't know what it's like to walk around with a broken foot for for more than six months because you have no insurance. I guess you don't know what it's like to wear SANDALS IN JANUARY (subzero temps) because they are the only shoes that will fit over your broken foot. I guess you don't know what it's like that more than 33 years latter that I can still feel where I broke that foot as I sit here typing. I guess you don't know what it's like to have your WHOLE LIFE revolve around that FRIGGING FOOT THAT YOU BROKE 33 years ago. I have no life outside work, my foot hurts too much.
  18. ItTechy

    ItTechy Information Tragedy dOOd Verified Member ECF Veteran

    It depends on the question!

    If the Affordable Health Care questionnaire asks if you use tobacco vs. are you a smoker that's a gotcha!

    If on the other hand as my private insurance asks, are you a smoker, then NO, even my Doc says this....:vapor:
  19. Beans

    Beans Ultra Member Verified Member ECF Veteran

    Jan 25, 2011
    Missoula Montana
    Actually, there is no reason for you to walk around with a broken foot dear. The DR's and Hospitals MUST treat you for your illnesses/injuries. All you have to do is make the minimum payment of $10 every month to repay medical debt. This is the law.

    And yes, Obama care is terrible! As well as I know what it's like to not have insurance at all. It took me 6 and 1/2 years to pay off my 30 thousand dollar debt for surgery when I had no insurance. I paid every penny myself, I had no help from anyone, all the while living off minimum wage. It can be done with out the Goverment forcing us into bad insurance, people just need to take responsibility for themselves.
  20. Petrodus

    Petrodus Vaping Master ECF Veteran

    Oct 12, 2010
    Just because small monthly payments are sometimes accepted by hospitals and doctors
    doesn't mean it's a law they have to accept tiny payment and can't come after you for the balance. Believe it Or Not.

    There's no such law requiring medical to accept $10 per month.

    I've been looking for the one who started the rumor it's a law they
    have to accept tiny payments and they can't do anything to you.
    The rumor a few years ago was ... "As long as you pay $5 per month ...."
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