Credit Card Company Refused To Process Transaction

[ms277017]

Just saying again: any organization that can make tomatoes utterly and completely disappear guys..........

Yes, that is right the fruit. It went completely away, from the entire surface area of the USA, in less than 24 hours as if a tomato facet was turned to the off position.

"Hold the tomatoes," "sorry sir, tomatoes are banned right now anyways and we do not have any so don't worry."

I went to my fave Mexican restaurant:

"We have chips, but no salsa............,"

"Then what good are the chips?"

"You can still order queso sir, but there will no tomatoes in it; is that kay wit joo??"

"This must be the damned twilight zone...."

This alone basically taught me a major lesson about this fading republic: anything can go poof at any time they choose....

Self-reliance scares the hell out of them, it is such a blessing in my mind so many people are going full mech and learning how to coil a basic atty and even those who haven't may know someone who does.

That is what leads me to think it wont happen because they know probable by now most people can keep going irregardless of a ban IMO

This hobby is the king of DIY hobbies lmao

The parts are so basic it is sickening too, that along with some effort w/these calls to action etc. it's pretty hard to stop a train

 

[yzer]

Beware of errors in logic.

FDA makes tomatoes scarce for a while.
FDA can make corn scarce, too.
Therefore, FDA will make corn scarce.


Vendor "A" provides incorrect information to merchant bank "B".
Merchant bank "B" refuses to process CC orders for Vendor "A" based on the bad information.
Therefore, all merchant banks will refuse to process CC orders for all vendors based on the bad information Bank "B" got from Vendor "A".

Video "A" on YouTube is true.
Therefore, all videos on YouTube are true.

 

[Will_Leblanc]

It seems certain states may have passed their own laws, which came into effect Jan.1, 2014, to supplement the 2010 PACT Act which prevents online sales of 'tobacco' related products, including cigarettes and roll your own tobacco, but excludes cigars for some reason. Apparently, the banks don't want to get civil penalties relating to processing online tobacco sales to persons under 18 since online vendors can't absolutely verify the age of the person buying the products. I haven't researched the state specific laws, but it may be that they are deeming vaping/e-cigs as tobacco related products. Which they aren't and it doesn't make sense, since it seems the original legislative intent of the PACT Act would be to prevent vendors from selling to children and prevent children from buying tobacco online, since tobacco causes cancer, contains over 4000 dangerous chemicals, and has hundreds of health related issues it contributes to, of course. But e-cigs can contain nicotine or have zero nicotine & have not been found to cause any health problems so far. So, the law as it is written is to prevent sales of tobacco, not nicotine specifically. I would think that the banks have have the right to deny any transaction they deem to be in violation of the law, but lumping vaping supplies into the PACT Act without it being specifically listed in the law is ridiculous at this point. I see this as a major problem to the vaping community in the future, as more states will act to curb online sales, and the bank will follow their lead for sure.

 

[Berylanna]

Apparently, the banks don't want to get civil penalties relating to processing online tobacco sales to persons under 18 since online vendors can't absolutely verify the age of the person buying the products. I haven't researched the state specific laws, but it may be that they are deeming vaping/e-cigs as tobacco related products. Which they aren't and it doesn't make sense, since it seems the original legislative intent of the PACT Act would be to prevent vendors from selling to children and prevent children from buying tobacco online, since tobacco causes cancer, contains over 4000 dangerous chemicals, and has hundreds of health related issues it contributes to, of course. But e-cigs can contain nicotine or have zero nicotine & have not been found to cause any health problems so far. So, the law as it is written is to prevent sales of tobacco, not nicotine specifically. I would think that the banks have have the right to deny any transaction they deem to be in violation of the law, but lumping vaping supplies into the PACT Act without it being specifically listed in the law is ridiculous at this point. I see this as a major problem to the vaping community in the future, as more states will act to curb online sales, and the bank will follow their lead for sure.

The claim is the opposite, that some (but not all) ecig vendors have used a tobacco commerce code instead of a grocery or gadget or health supplement or whatever code, so an intermediate credit card processing company used by many but not all banks started bouncing those in some states as of that date. The cure is for the vendor to NOT register with credit card companies as a tobacco outlet. I don't remember the exact code #, I think it's #5993 or something like that, that needs to be avoided. It's earlier on this thread and the closed thread.

 

[Jarbs]

The claim is the opposite, that some (but not all) ecig vendors have used a tobacco commerce code instead of a grocery or gadget or health supplement or whatever code, so an intermediate credit card processing company used by many but not all banks started bouncing those in some states as of that date. The cure is for the vendor to NOT register with credit card companies as a tobacco outlet. I don't remember the exact code #, I think it's #5993 or something like that, that needs to be avoided. It's earlier on this thread and the closed thread.

well, this just makes a whole heck of a lot of sense.

 

[Uma]

The Act cannot be amended without an act of Congress and there has been none. I want to know, for now and the future, when a bank can legally freeze my funds unless I'm present, in person, to swipe my card (as stated by the Bank of Oklahoma) and cannot order vape gear "on the net, by mail or on the phone" as they posted. I live in Arizona where that's pretty much the situation as soon as the FDA deems ecigs tobacco but what the banks and processors have done here should be a wake up call to everyone else who thinks they're okay because their State allows net sales. Its all gonna change as soon as the FDA has their way and, now, everyone should see how they're going to be and join CASAA now!

Tyrell, on the show, Buzzsaw, was just discussing how wrong Congress(?) has been of late, holding all those closed door sessions that are supposed to be open to us, the taxpayers, to audit.
Here it is
alert to the sensitives, he gets a little passionately expletive now & then. He's not bad, like me for instance, but Mother Margaret would faint.
It's the episode with the dairy cows photo
TheLip.tv | Let's talk about it.

 

[Keeferes]

Multiple orders 1/7/14

I ordered things from Amazon, eBay, and three separate vape vendors. No trouble at all. Used a visa branded debit card from sun trust bank in SC. The items I ordered included a mod, coil building supplies, batteries, a mini torch, and juices.

It's not that hard to control the purchases to ensure minors can't buy. It would be up to the vendors to verify age before filling orders. This can be done when the account is setup. I deal with suppliers for tattoo equipment, that you must send verification documents (ie. apprenticeship certifications, copy of drivers license to prove age, and the CC/DC being used must match the shop name or verified customer name registered when account is created) to the vendors before you may order from them. This is kind of a big headache on the vendor side, and slows down the initial purchase of the consumer, but once verified all is good.

 

[WeVap31980]

These credit card companies are always a pain. We had the same issues and lost our account. After searching google forever we found this company and they were outstanding. Got our account approved right away and have been processing since. I found out too late that there are not many companies who work in our industry, but am really happy I found this company Payline Data out of Chicago IL. payline data dot com

 

[GPC2012]

I purchased last month from MT Baker. I have made 2 from them this month. one from Vapure, one from Desert Vapes, and one from Ivape. No problems at all.

 

[Serendipity_Stables]

I am Canadian and juices are banned here. I ordered some online Friday night from MBV with my CC and had zero issues.

 

[SleeZy]

I am Canadian and juices are banned here. I ordered some online Friday night from MBV with my CC and had zero issues.

You're allowed to buy MJ but not juices? Lol

 

[Serendipity_Stables]

You're allowed to buy MJ but not juices? Lol

I know. Haha. Isn't that just insane? The government doesn't care if I get jacked up on weed but I can't have any 'smurf this' ejuice. Haha

 

[EBates]

The answer to our current and future political 'leader' issues is simple Vote Them, All of Them Out. My plan for upcoming elections is also simple If You Are In Office Currently, You Are Out if my vote counts. Sick of all of the Government For Hire crap.
Just my two cents

 

[Hawaiian]

I've had a bunch of problems
American Savings Bank Debit Card Visa - Did not work for EC Blends, MBV, Wizard Labs
First BankCard worked for the first order to MBV, 2nd order failed.
Its a hit and miss,
However all vendors from EBAY and Amazon worked. Kinda frustrating, don't know whats going on

 

[benroy44]

I just ordered from madvaps and one stop diy and had no problem with using my CC

 

[Kat Purrfect]

Wow, that really sux. I'm so sorry that your bank did that to you. I don't know who you bank with but I use Bank Of Americ.....and have never had that issue. I don't think that is legal for your bank to do that as these products are not illegal. They have no right to stop you from using your money. Is this a debit credit card? If so, you need to take this seriously and take a stand for yourself. Speak to the bank manager and let him know you will be blasting there company and speaking with your attorney if they don't allow you to use your own money! You are not doing anything illegal.

 

[jm0124ed]

They just shouldn't happen...who do they think they are!

 

[snitdesne]

i had my first trouble with this today. i have been vaping and ordering products online for the last two years atleast once a month. i tried to order something from a vape shop in md today and my card would not allow it .

 

[yinsen]

this is probably a nasty coincidence, but my madvapes transaction declined like five times. still no luck. I'm in Australia, using Westpac.

 

[GPC2012]

Time for a new bank