Pre paid credit card

[oplholik]

Not sure where to ask this, but it is ecig related. I was wondering if any of you use one of these for your online ecig purchases rather than a regular credit card. What are the ones you are using. Looking for the best rates and fees, easiest to load, and best security. Thanks for any input on this.

 

[bjannr]

I have a Visa Card that purchases are deducted from my checking account. I pay no fees.

 

[Retriever]

I would imagine that if it is a Visa or Mastercard and has enough credit available it shouldn't be a problem.

 

[KeithB]

I have used Visa pre-paid cards in the past. I think the catch is that you must register them with your home/shipping address prior to using them. Some CC processors will not process the transaction if the shipping and billing addresses do not match.

 

[oplholik]

Just thinking I could use the debit card as a CC, but I've heard that shouldn't be done on line. That would certainaly be the easiest.

 

[bjannr]

My Visa is linked to a checking account that is used only to cover the card charges. All my other funds are in another checking account. If for some reason someone managed to get my card information they would only be able to charge around 100.00.

 

[Scottinboca]

I got an AMEX gift card for the holidays. I don't know about and fees, but to use it online you have to register it by calling the # on the back.

 

[Detroit]

ive always used my mastercard debt card online for over 10 years and never one problem

 

[Scottinboca]

I have to agree. The forum vendors and suppliers are very reputable. I also use paypal a lot and love it. It's the safest thing out there.

ive always used my mastercard debt card online for over 10 years and never one problem

 

[Jim Bob]

For what you're looking for maybe check out the Wal-Mart "money card" costs $3 to put funds on it, $3 per month (I think this is correct) load it up when you need to with no more than you want if it's compromised crooks very limited to what they can get. I'm not sure I am understanding what you're looking for but if I do this looks to me as an option?

 

[madijuana]

I do a lot of my orders online with amex and visa giftcards. Sometimes you just have to look on the back to see if you have to register the card on some website before using it for online purchases. I haven't had any problems ordering from HECS, CCV, madvapes, Gotvape and Smoketech so far so I doubt that there would be an issue with other vendors. Just make sure you have enough on your card because if you don't the card will be "declined".

 

[Detroit]

yeah pay pal is awesome and if some one screws ya they refund all your money

 

[oplholik]

Thanks, will check this out.

For what you're looking for maybe check out the Wal-Mart "money card" costs $3 to put funds on it, $3 per month (I think this is correct) load it up when you need to with no more than you want if it's compromised crooks very limited to what they can get. I'm not sure I am understanding what you're looking for but if I do this looks to me as an option?

 

[Murdock Ruml]

I use a reloadable walmart money card for all my online purchases.

 

[dandelionwings]

you can also talk with your bank. one of my banks, offer account holders prepaid cards for free with minimal extra charges---i think ours is like $3 after12 months, if you are still using that card. i've gotten these for my kids on birthdays and holidays.

 

[fptraiders34]

Vanilla Visa prepaids from 7-Eleven wok well

 

[Running Wolf]

Just thinking I could use the debit card as a CC, but I've heard that shouldn't be done on line. That would certainaly be the easiest.

I have used one with only a minor hiccup.

Go to the pre-paid site to see if you need to enter your info (addy) and activate it. I boned it up since I am in apartment #30, and typoed 330 instead. Think it was Parkes Vaping that my order had a problem. The lady there (think it was Mary, but my memory sucks) said the most common error for a declined card was a mess up in the shipping address. Problem was solved real quick when I went back and saw the apartment number was wrong.

Shouldn't be a problem using the pre-paid CCs. I think the one I got from the dollar store down the street from me is re loadable but I haven't tried to put more money on it yet.

Not that a reputable vendor will rip you off but there might be some hacked code (anywhere on the net between your computer, the vendor, the CC processor, et al). Better to loose a $100 on a pre-pay than to have someone get access to your whole bank account.

 

[Running Wolf]

Vanilla Visa prepaids from 7-Eleven wok well

I believe that is the one I got from a dollar store near me. Worked like a champ, except for my own mistake, see my previous post about messing up my apartment number.

 

[Kristian]

I have a pre-paid Visa gift card I got from my bank. It has my name on it, an expiration date and it uses my address as a billing address just like a regular cc, except it is completely pre-paid. I can do one balance inquiry and one deposit a month for free, then it is $3 each additional inquiry or deposit. There are no other fees to use it, so if I just load it up once a month, it is free for me to use. I've been using it for online purchases for over 5 years and have never had a problem.