I know the start-up costs can sometimes be discouraging.  I want to give you hope though, that everything will work out over time.  Therefore I am opening the door into my own personal expenses, over the past year +.  
Notes
- My wife and I were spending, on average, $945 per month on 
tobacco.
- 
Through Nov 2012, that number is now down to $738.13 (on e-cigs), and dropping monthly.
- Our savings, over the first 13 months, is 27%.  But, again, that savings percentage is increasing each month.
I've attached a chart of real numbers for your convenience.  The message, if you stick with it, you 
will save money.
Good luck and 
hang in there!
		
		
	
	
