Stolen Debit Card Info

Status
Not open for further replies.

Paranoyed

Super Member
ECF Veteran
Nov 14, 2009
418
13
45
So, this thread isn't filled with stolen debit card info?

Dang it. :D
No garauntees they will work but I will sell you some if you are willing to pay;).


Yes that is sarcasm please do not report good old Paranoyed to the police I do not need any cherries and berries showing up at 1 am waking up the kids. If they do I better go to jail for life cause my wife would kill me for waking the kids.:D
 

Liscab

Resting In Peace
ECF Veteran
Mar 15, 2009
6,805
44,026
Miami fl.
I just found out today that I'm a victim of ID theft. I'm not sure where it came from, but it must be an online vendor. Long story short, some punk thought they'd go Christmas shopping on me. I'll be reimbursed for this and it won't ruin my credit should the bank find I'm not lying. (Which I'm not!) So, don't worry about that.

Worry about yourself. More than 3/4 of my purchases in the last 6 months have been e-cig related, which leads me to believe there may not be an honest vendor, or their site may not be secure. Watch out everyone, make sure you trust where you put your info out, and keep your computer secure. I'm a broken record, I know, but then again, I thought I had more security online than the president.

Be safe, and Happy Holidays!
Yesterday the same happen to me my debit card was used in texas and I am in florida,first time in my life this happen
 

redraven

Senior Member
ECF Veteran
Dec 20, 2009
100
1
Texas, USA
Another place to think about it restaurants. When you give your CC to a waiter to pay they usually walk away with your card to process it. It is becoming more and more common for wait staff to use a "skimmer". It is a small plastic device that you slide a CC through and it will record all the info on the magnetic strip. The person then hooks the skimmer to a computer and they are able to create a duplicate of your card.
Nod, that happened to me a couple years ago. I never was totally sure of where, but I got it down to 2 places, one of which was a restaurant. (Oddly, I was getting takeout, so my card was never away from me. The guy ran it right in front of me. So, if that was the place it happened - that takes some serious balls. Gah!)

I bet whoever did it was annoyed that my bank balance was so low. :p

My bank did take care of it with no problem. It took 4 or 5 days for them to investigate & get me reimbursed. Apparently they do take that stuff very seriously even if it's not a large amount - at least Wells Fargo did. They pulled video from the stores & ATMs where my card was used to make sure it wasn't me & got it all fixed. Don't know if they ever found out who the person was, though. I hope so.
What is disturbing to me is the trend of the "no sig or no pin required" transactions. I see this predominately at fast food drive thru's where the card is swiped with no pin or signature required...
Well, I've done them for as much as $60 that I can remember off the top of my head...
Not sure of the biggest transaction I've done that way. As you said, it's usually just a few bucks, but it opens too many doors. First time a fast food place switched to doing that, I was like "Uhm, do I need to sign something? Enter my pin?" It did surprise & concern me a bit. And it's become quite common now. And I think those cases would be much harder for the bank to track down & fix.

I also cringe when clerks get in a rush & don't check card names vs. signatures & such. I've made huge purchases where the person ran the thing without a glance. The card could easily have said Bob, even though I'm female. I could probably have put "Mickey Mouse" for the signature & I think maybe 1 person out of a 100 would be conscientious enough to catch it.

And even with those who check... Many peoples' actual signatures aren't very readable, especially if they're in a rush. I've gotten many receipts signed with like... a squiggle. And, I have to admit, I didn't question it. I do compare signatures when they are readable & make sure the person is the right gender & such. But, if someone just has a messy signature... what do you do? Say "Sign it again more carefully?" If the back of the card also has a squiggle... how do you tell one squiggle from another? And what about people who don't sign their cards? (I guess that's a safety measure in case you physically lose your card, but it creates an issue with these type of situations.)

I like the cards that have your photo right on them, but not many companies seem to be doing that yet. (And, of course, I can imagine ways that could be a problem too!)

So, yeah, it's definitely a problem & growing all the time. But seems no one has come up with a good solution other than "Be careful."

One pointer. If you get those billion credit card offers in the mail... shred them. Rip them up if you don't have a shredder. Or just get on the no junk mail list. Those things are another big source for identity theft. Someone can go through your trash & pull out stuff to apply for 5 cards in your name. I'm especially careful about that because I have an unusual name & they get it mixed up. I get ones all the time that are (Last name from when I was married) + (Middle initial of my first name) + (My current/maiden last name). Since that person doesn't actually exist... could lead to some pretty strange things. (Though I suppose a non-existent person wouldn't get a very big credit line, since they have no history.:D)

To the OP - Sorry to hear this happened to you. Definitely check with your bank & check back if you don't hear from them. (Mine called me when they had finished the investigation). They absolutely should take care of it.

RR
 

umop apisdn

Super Member
ECF Veteran
Oct 26, 2009
336
2
Oh wow, I didn't expect such a response, I can only respond to a few people. I'm only human after all. ;]
But thank you for the support. Things seem to be going smooth, and should be cleared up ASAP.

Man, that blows - hope your hassle is as minimal as possible!

Thank you, so far, this is the first time Bank of America has proven it's worth to me. Their overdraft fees are steep, especially for a college student with a checking/savings and almost no money.

.ɹǝpuıɯǝɹ ǝɥʇ puɐ dn spɐǝɥ ǝɥʇ ɹoɟ sʞuɐɥʇ

I see you saw my name. ;]
You're welcome.

can i ask what they went shopping for?or do you know?...would that help figure out who it was?eg. what country they bought from?

Well, I'm not sure if giving details out can affect any pending investigation, but I can say the guy likes target, video games, fantasy football and giftcards for christmas shopping.

That sucks. If you're questioning the vendors here it would be nice to know which ones you have purchased from.

Well, I'm not sure it was a vendor related to e-cigs or this site. I can't fully doubt it, seeing as one of the vendors I was about to buy from was from China, and I decided to opt out against ordering from them. I won't name/accuse them, because they have been reputable. In the past few months, 100% of my shopping has been online, so to limit it to e-cigs would be irresponsible.

This was meant as a friendly warning. I can't rule out PV vendors, but I can't point a finger. So I won't name them, but I will tell you they have all been typical vendors you'd order from for a 510, juice, and spare parts. Keep your eyes out, and watch your bank statements online frequently (it just so happened the time I stopped doing so, it happened to me. I wouldn't have noticed it if my bank hadn't e-mailed me).

I would highly recommend scanning your computer with multiple virus scanners.. there are plenty undetected keyloggers out there..

I used to play around with them when I was younger and messed with yahoo. In a week I could easily get 20 bank logins CC#'s paypal login.. when I got them I would usually tell the person how to protect their comp better.

and you might have the top of the line virus scanner.. but virus's are not detected until they are identified and put into the updated scan list. the one I had made was not detected for 3 months from any virus scanner and it was set up to check for updates for the virus so when it would start being found a update was auto installed so that it would not be found for longer

the odds of a online retailer using your card are slim to none.. negative reports on a business cost the company more than anything they could steal off a card.

This reply sums up my idea on how it happened completely. I'm not 100% sure if the CC ordering was 100% secure for all my purchases, but I know this is most likely the cause. Then again, I don't usually go to sites I don't trust, and the only time I ever go on a site I don't know before hand is from StumbleUpon. I have NoScript on my Firefox, and AdBlock Plus. (I don't even get audio ads from Pandora, that's how effective it is.) Since nothing but HTML can display from a site without my explicit permission, I can't say for sure if this is the cause or not. But, there are always exploits so I can't rule it out.

So, this thread isn't filled with stolen debit card info?

Dang it. :D

The world would be a much nicer and laid back place if more friendly sarcastic people like us were around. =D
 

BigJimW

Moved On
ECF Veteran
May 17, 2009
2,058
7
61
Warwick, RI
www.moonport.org
I just found out today that I'm a victim of ID theft. I'm not sure where it came from, but it must be an online vendor. Long story short, some punk thought they'd go Christmas shopping on me. I'll be reimbursed for this and it won't ruin my credit should the bank find I'm not lying. (Which I'm not!) So, don't worry about that.

Banks are pretty good at fixing these things. As long as you file a claim and send back in the affadavit (sp?) forms that the claims department sends you, you'll get your money back. Where I work, 9 times out of 10 when a claim is denied, the customer simply never sent back the forms.

They should also give you a provisional credit usually in a day or two. Good luck!
 

john doe

Super Member
ECF Veteran
Oct 25, 2009
349
3
happened to me once. someone used my cc to set up a website complete with online cc payment option. my best guess is they didn't get the info from my transactions but rather hacked a site i bought something from. bank cleared it up right away and all i had to do was sign an affidavit saying i didn't authorize my cc for the products/services used. got all my money back and hopefully they went after the person responsible
 

umop apisdn

Super Member
ECF Veteran
Oct 26, 2009
336
2
Banks are pretty good at fixing these things. As long as you file a claim and send back in the affadavit (sp?) forms that the claims department sends you, you'll get your money back. Where I work, 9 times out of 10 when a claim is denied, the customer simply never sent back the forms.

They should also give you a provisional credit usually in a day or two. Good luck!

Thankfully, this kind of fraud/theft is common enough that if banks don't offer this solution, they'd lose millions by losing customers. I'll be sure to send back the forms, and the temporary credit is instant thankfully. I'm not spending a cent of it until everything's cleared up though, just in case.
 

Jules22871

Account closed on request
ECF Veteran
Apr 7, 2009
4,930
15
When I read this it made me think. I have been getting some strange emails trying to sell me ...... from a supplier's (that I have ordered from a couple of times ) email address. After reading this thread it made me think and I called my bank the next day and canceled my card and had a new one issued.

Yesterday I started getting calls from this number, 913-12, on my cell phone. Strange number I know. When I answered it yesterday it was a person that didn"t speak very good English. I thought it was a telemarketer so I cut him off and hung up. Today he calls again so I decide to listen a little bit and see what he was calling for. It seems that someone had gotten all my info, including my cell number and had joined some club called "Dinner Savers Club" I have no clue who or what they are. When I told him this, and that someone must be using my name and all he said "Well I have your Visa number and we will chagre it" I told him "Like hell you will" I called my bank to make sure the card had been canceled and no charges had been made. Everything is alright but apparently it was a close call.

I am no longer going to use my real Visa online. I am going to get one of those disposable ones and just reload it when I need too.

Everyone, please check your bank statements and credit card bills on a regular basis!!! You can really get screwed if you don't!
 

Katmar

Vaping Master
ECF Veteran
  • Sep 19, 2009
    4,657
    90,582
    Tranquility, R. I.
    When I read this it made me think. I have been getting some strange emails trying to sell me ...... from a supplier's (that I have ordered from a couple of times ) email address. After reading this thread it made me think and I called my bank the next day and canceled my card and had a new one issued.

    Yesterday I started getting calls from this number, 913-12, on my cell phone. Strange number I know. When I answered it yesterday it was a person that didn"t speak very good English. I thought it was a telemarketer so I cut him off and hung up. Today he calls again so I decide to listen a little bit and see what he was calling for. It seems that someone had gotten all my info, including my cell number and had joined some club called "Dinner Savers Club" I have no clue who or what they are. When I told him this, and that someone must be using my name and all he said "Well I have your Visa number and we will chagre it" I told him "Like hell you will" I called my bank to make sure the card had been canceled and no charges had been made. Everything is alright but apparently it was a close call.

    I am no longer going to use my real Visa online. I am going to get one of those disposable ones and just reload it when I need too.

    Everyone, please check your bank statements and credit card bills on a regular basis!!! You can really get screwed if you don't!

    And don't that suck!!!!! Glad you came out ok!!
     

    Bellasin

    Senior Member
    ECF Veteran
    Oct 16, 2009
    153
    7
    Roscommon, MI
    I recently started getting emails for ecig ads that are not from any of the umpteen suppliers I have purchased from. I think they started arriving in my inbox last week. I am glad I saw this thread, my CC was hacked into 2 years ago along with one of my email addresses. I came out ok,even kept the trial offers of skin care and diet pills the crooks had ordered. From reading these posts it may very well be that the ecig market has opened up some new avenue for hackers. But it is not the fault of our credible suppliers. Could it be......Satan?
     

    paise

    Super Member
    ECF Veteran
    Verified Member
    Jul 9, 2009
    382
    146
    This is going to sound scary but I had my CC # stolen and it was locally! I had purchased something, I can't recall at the moment, but it was from the local Walmart nearest to where I live. I paid for my purchase in the electronic department. I believe I picked up something for my little one's Wii console or something of the like. Anyhow, I ended up having a charge from a gaming website for the Xbox and we don't have an Xbox! It was an annual fee charge for someone to get access to the gaming site for one year.

    As it turned out, the one who stole my cc# and information turned out to be an employee. It wasn't the one who waited on me but another one. It was a young man, a teenager at that, who took my information to purchase whatever it is they purchase - time I gather, to play games. It was something called War of Warcraft or Wardcraft - something like that. According to what I learned, this is not a game for small children, which my little one was at the time.

    Not only did my bank fix the charges and have them reverted back into my account, the company responsible for accepting the payment got involved and the young man who was responsible for it all lost his job and between the company he paid using a stole card (mine) and the bank brought it before a judge who threw the book at him. He lost his job too. The only sad part is that once he turns 18, the information will come off his record. I hoped it would stay on there until he was at least 21 years old because he was already within a year or two of turning 18. I did learn he got juvenile detention for a few months and he had to do X number of hours of community service for his crimes as well as probation.

    Like someone else on here mentioned, this is the account that my mortgage comes out of so this little turd could have put me in a tough spot. I do have overdraft protection being that I've been with the same bank for decades but still, those charges add up especially when you have no idea where they come from or who was responsible. I'm grateful the bank staff members, Walmart CEO, and the gaming company's CEO worked with extreme diligence to get this taken care of quickly.

    I rarely if ever carry cash. Writing checks is extremely difficult for me because of my blindness so my bank card is the best thing that I've ever had. It allows me to shop, pay bills, and buy items I need or for gifts without having to worry about getting mugged since most criminals would see me as an easy target being that I am legally blind; however, I was taught to use my cane as a defense mechanism years ago. Also, when I have my guide dog with me, few would think twice about approaching me with the intent of robbing me. This would be especially true if they heard of the case that occurred some years ago up north when a blind woman with her guide dog was mugged and the guide dog took a giant wet bite out of the mugger's arm and part of the torso.

    It's important to note that guide dogs are NOT guard dogs nor are they taught to be aggressive. Any dog who goes through the program to become a service dog and shows any signs of aggression is automatically kicked, for lack of a better word, from the program. Sometimes they are chosen for a different trade of employment such as K-9 dog, drug sniffer, or the like but not many. If any guide dog attacks a person, there is a high chance the dog will be destroyed. If memory serves me correctly, the woman whose guide dog attacked the mugger did ultimate get to keep her guide dog but only after undergoing a slew of psychological testing to ensure within reason the dog would not attack again.

    I've had some experience in that situation. It scared me to no end. It took me a long time to bond to my first guide dog. It had taken an even longer time to realize I needed a guide dog because there is only so much one can do with a cane. That cane can't second guess the blind person's decisions like crossing the road. The cane cannot give one a sense of direction. Guide dogs can. BTW, guide dogs are often mistakenly referred to as "Seeing Eye Dogs'" however, Seeing Eye Dogs is a name brand, if you will, sort of like Xerox or IBM PC. In Morrisville, New York there is a guide dog school named Seeing Eye. It was founded by Dorothy Eustis and Frank Morris along with Frank's first guide dog Buddy. Dogs from this particular school are "Seeing Eye Dogs." My guide dogs have all come from The Guide Dog Foundation aka Second Sight. So, the generic term is "guide dog."

    Anyhow, I was shopping at a grocery store in a nearby town. Unknown to me, my mother, brother, a cousin, and a friend were all in the store at the same time I was there. My MIL was elsewhere in the store getting what she needed while I was off with my own cart picking up my own groceries. I went to the meat dept and this man came out of nowhere. My guide dog growled at him, which was totally unlike her. As it turned out, he was trying to befriend her to get to me. The man gave me the creeps so I told him to leave us along because my guide dog was working and I didn't need her distracted or she could hurt herself or cause me to hurt myself. He refused to back off. My guide dog growled deep in her throat then let out this horrendous bark that would come across in human speak as "Back the heck off if you know what's good for you!" Before I could think, I had family, friends, and even other customers surrounding me with one dragging along the store manager.

    My instincts were good. The man was dangerous. It turned out that he didn't know how to take NO for an answer when a woman told him to leave her alone. He lost his job over the ordeal. I could have pressed charges but since he would no longer be at the store and he hadn't actually hurt me or hurt my dog I let it go because I know there would have been no case if it had gone to court.

    I contacted the school after getting home but not before pouring myself a good stiff drink to settle my scattered nerves. It was then that I learned that had my dog bitten the man, I could have actually lost her because of it. That ...... me off royally because she didn't do anything wrong but after being raised around animals all my life and our having had a rogue bull in our pasture once I understood it even though I didn't like it. So, when it comes to anyone approaching me while I am working with my guide dog, I'm not as concerned about my well-being since most people are afraid of dogs, especially when they are so tall their head goes to one's waist and they weigh upwards of 85 to 90 lbs. My current dog is a bit smaller than that one. He weighs about 75 lbs but his head is waist high on me. And BTW, the reason everyone came running to me is because my guide dog had never growled nor barked when we were out and about town. Sure, she would bark in playing when we were at home and she wasn't in harness but she never growled or barked when working. Guide dogs are conditioned to know that once that harness goes on, it's time to work but once it comes off, it's time to play. They are extremely smart animals. One of the best commands or actions rather that the school I attend does is to teach the dogs a process known as intelligent disobedience.

    Imagine if you will that you are blind and standing at a street corner about to cross the road. You don't hear any traffic so you give the command to go forward across the street but the dog refuses to budge. Even when you tell them again, forward, across the street and they remain still... 9 times out of 10, the reason the dog refuses to move forward is because he/she senses or sees a vehicle coming that you cannot hear. The hybrids area the worst because they are so quiet. The reason I finally chose to go to guide dog school for training and a guide dog was because I was nearly hit by a van walking out toward the parking lot with my infant child who was only a month or two old and in a baby sling in my arms when I took that step then the next thing I know I feel the heat from the radiator of a van on my arms. My cane couldn't tell me the van was coming and I couldn't hear it. Fortunately for my daughter and me, the man driving saw us even though I didn't hear him. That changed my mind in a hurry. By that time the following year I was in class training for my first guide dog.

    Forgive me for getting so lengthy here. I got started and couldn't stop. Plus, I thought it would give the non-blind an insight into what life is like for those of us without sight who rely on our canes and on guide dogs.

    My current guide dog is getting up in age. I'm afraid he won't be with me much longer. I dread it too. I'm not sure if I will get another guide dog so soon when he crosses the rainbow bridge. I'm not sure my heart can take it. I'll wait for a while. My oldest is in college, she moved away from home this past spring, and she and her fiance are planning their wedding, which should take place this coming August. My little one, the infant who was in the baby sling is now a teenager. Lupus and Sjogren's has caused so much joint problems that I can't walk as far or as long as I could with previous guides and when I first got the little boy I have now. Perhaps when the time comes that I can't walk on my own and will be wheelchair bound I may return for a cross-trained guide dog/canine assistant though I don't think I will do so until then. It's so difficult to work through the honeymoon period then reach the point where the dog becomes an extension of your body and one that you would gladly put your life in that animal's paws... But to lose that guide dog to age and/or infirmity is much like losing a piece of yourself combined with losing a child. It hurts and it hurts so deeply that you feel as if you are going to crumble and die with them. The days that follow leave you feeling naked and incomplete as if a surgeon used his/her scalpel to remove a part of your body.

    Pet owners are close to their pets but it is nothing compared to the intimacy between guide dog and handler. It's not even close. After reading that article, which another guide dog handler sent me when that handler was attacked but her guide dog protected her, all I could do was cry when I got to the point where the school, the state, the police, and the animal control were all debating as to whether or not to destroy her guide dog. I'm not sure if I could have ever gotten over something like that if it happened to me or one of my guides.

    It goes to show there are some sick twisted people in this world. What is so wrong in going out, getting a job, and earning the money to buy what one wants? I survive on disability income; however, I write as a freelancer to earn a little extra. Part of it goes into a college fund and part of it goes toward something I want or something I want to buy for someone else or even to pay a bill I might otherwise not be able to pay without the extra income. I don't go out to steal it. The morality of far too many has gone to crap in an outhouse.

    Thanks again for listening and please forgive me if I rambled...:oops: Be extra careful wherever you go or wherever you pay a bill or buy something. Know and trust the vendor you do business with while also remain conscious of your surroundings - blind or fully sighted. Yo can always remain aware of your surroundings. It only takes a few extra seconds and it could save you a world of heartache and even your life.
     

    Drozd

    Vaping Master
    ECF Veteran
    Nov 7, 2009
    4,156
    789
    49
    NW Ohio
    Christmas time is the worst for stolen card info...and the new ones that you can just tap and go are absolutely horrible...I've read in the not to distant past that those ones the identity thieves can get a machine that they can carry around and if they get close enough to you can record your info while your card is still in your wallet in your pocket and create a cloned card (thats why I got a RFID shielded wallet)
    More and more modern cards are RFID enabled - American Express' Express Pay, Visa PayWave, Mastercard PayPass, and even your new driver's license thanks to the REAL ID Act of 2005. Any hacker with the right technology can scan your card just by getting close to you. You'll never know it happened until it's too late.

    On top of that several years ago a couple of brilliant theives built a fake ATM and equipped it with a skimmer on the inside and placed it in a mall during the christmas season and left it there all day... and then took it away that night..people would go to get money out and the atm would give them an out of $ error message and they wouldnt think anything of it...think they got away with something like 350 card #s in a day..they were caught but still goes to show that you just never know...the people into stealing identities and CC #s are crafty and I'd actually give the suppliers around here the benefit of the doubt and think it was some random jack@$$ out there...
    I do however in this day and age highly suggest that people look into RFID shielded wallets...google that or faraday cage wallet and you can find em
     

    Wench

    Ultra Member
    ECF Veteran
    Jun 16, 2009
    1,488
    4
    Pensacola, Fl.
    Add me too the list, it was our Credit Card and not our bank thank god.
    Just discovered it this evening when card was refused and I was like wtf, I just made a payment. Went and looked and someone went to town for something called mobileme.
    Charge is disputed and we asked them to cancel those cards to stop any further charges I hope, she said it may well let more go threw though if it thinks their valid.. uh.. hello?
    Now I'm freaked about buying anything online for awhile. Time for disposable visa gift card's.
     
    Status
    Not open for further replies.

    Users who are viewing this thread