People talk all the time about retiring at 65 or some other fixed age.
The truth is you can retire when ever you have the money.
Here in NY people with union jobs I think can actually retire before they even start. We have a large state police barracks in my town and some of the guys retiring don't look much out of high school.
Nobody seems to retire from my job. I'm the second oldest one there. Everyone seems to get a "back injury" and go out on disability. If I knew how to work the system I'd be sitting at home building coils on prescription pain killers getting a check. But I'm a dummy.
Your not a dummy, your just an honest hard working guy!