Are 4 Reo's fiscally responsible?
If it is i'll need one more to be responsible.
Well I can not answer that but....Here is a short survey to help you do so

1. Are the kids fed, clothed and have shelter? If so then proceed, if not then no, do not buy another REO.
2. Are the utility bills paid up and current? If so then proceed, if not then no, do not buy another REO.
3. Are you gainfully employed or have some other steady income to meet the needs of your family? If so then proceed, if not then no, do not buy another REO.
Congratulations! It is fiscally responsible to make another purchase to keep you off of cigarettes! You may have your choice of a New REO bottom feeder or a carton of cigarettes and a lung biopsy! Our friendly cashiers are standing bye!
While that is not really fair and a classic chapter out of my new book 'How to Rationalize and Justify Your new Purchase', it is a sobering thought. You may not have broke even dollar for dollar with the cost of smoking but new
vaping purchases help us more fully divorce ourselves from smoking. Anything that helps to cement the severing of that tie is not wasted money. It is an investment in ourselves, the life of our loved ones and our future. Also, REOs have equity. I am pretty sure you are ahead if you factor in equity.