Okay maybe I'm missing something here but why would a merchant account provider consider this high risk and even if they do what difference does it make. People pay for things that are considered dangerous....high liability ....all the time with there credit cards.... How could a merchant payment provider be held liable for things that are sold?? After all they are simply providing an avenue for transfer of funds
You also have to consider the payment protection afforded by most credit cards, this places a huge liability on the processor if the seller goes belly up, hence the huge deposit. Imagine if you buy the latest and greatest atty and the same week you begin bleeding from the eyes. You find a shark of a lawyer and judge with an axe to grind and I file bankruptcy when the verdict for 5 million is handed down. The processor is now liable due to bodily harm. Think 5 pawns current dilemma as it could easily effect me as well.



