I just saw on the news Target alone is over $70 million in fraudulent charges. 2nd largest breach in US history.
Everybody should check their bank accounts...
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none of you get account alerts to your phone???
none of you get account alerts to your phone???
Use prepaid or reloadable cards, or set up a checking account that you you only use for online purchases w debit card. Don't put an auto transfer or overdraft on it, just move $ into it as you need to.
I'm not an expert but not sure if this is a good idea. I think you are better off with a low limit credit card as those can easily be disputed compared to prepaids and checking.
I use a prepaid only anymore for online purchases. The exact amount I am about to spend gets put on there right before I spend it. There is nothing for anyone to get if they try. No need for a dispute.
Oh ok. So it always has a zero balance until you are ready to use. Sounds exhausting to me as I buy things online almost daily but I'm sure it's effective and sounds like it works for you. For me, limited accounts with constant monitoring has done me right *knocks on wood*
I'm not an expert but not sure if this is a good idea. I think you are better off with a low limit credit card as those can easily be disputed compared to prepaids and checking.