The joys of private insurance run by unelected people who care for nothing but the bottom line. Holding a job ransom to enforce a specific lifestyle is repulsive but seems to be growing in popularity.
are they really using BMI for insurance? im currently at a 32 BMI so i'm "Morbidly obese" yet I bet i can military press whoever approved this "penalty"'s body weight, then run a mile twice as fast as them. I can't tell you how many highschool/college girls come in wanting to "not be obese" when they're actually in better shape than the little twigs you see running on treadmills all day (cardio-bunnies we call em'). it's so damn annoying.
Can an employer legally dictate medical treatments?? BecauSe that is what they'd be doing.
It appears, from what Steve stated, that it is his employer's insurance company imposing these mandates, not his employer and as it stands today, insurance companies can and will come up with anything they can to raise rates or drop coverage and at this point in time there is nothing illict about such harsh practices.
Sun
Oh, I misunderstood. I thought the employer was levying the penalty.
I'd pay the higher insurance IF I get caught. But, it's definitely better to get off nicotine anyhow, so if you find a zero nicotine you like - I'd go that route.
Since you're going to be experiementing - you could be nice and share your findings with the board. It could help other people find a good zero nic combination and that'd be good for everyone!
How does vodka give throat hit??
I would second Angus' suggestion regarding menthol. Not a menthol person myself, well I wasn't with tobacco, but now I find that I really enjoy it in my ecig... especially with coffee in the morning. (Yummy)
Also... another suggestion would be up the VG (which is extremely easy to obtain from Whole Foods) in whatever solution you mix. Extreme vapor.
On another note regarding the nicotine they are going to test for: What are those who are using the patch and gum, which are OTC supposed to do? I think this is an excellent question to ask an insurance carrier. Do they want you to visit the doctor each time you need a prescription? Doesn't that drive their costs up? If so, if your doctor is on board with you vaping vs. tobacco cigarettes, I would kindly ask him/her for a doctors note stating what you are doing and that it is under his/her care.
This isn't the first time I have heard of companies/cities going nicotine free. This is just the next step towards nicotine prohibition... then they'll go after caffeine. (But they are waiting on that since 88% of Americans are addicted to caffeine, including the insurance companies LOL)
The parameters in the letter I got today was that an outside company (Bravo Wellness) will be doing all the testing and that the acceptable nicotine outcome on a test was zero, or negative. Looks like for now, they will not be testing spouses who are on your insurance (and they made sure to say "for now") but will take a statement. There were workarounds for blood pressure (treatment from doc's, exceptions) and cholesterol workarounds (ditto the doc and meds) but nothing for nicotine. If you're on the patch or otherwise, you can get "retested" in 6 months, or "once you quit" you can submit a validatable, self paid, laboratory test of your body's zero nicotine content.
Hmm. That's interesting. These are definitely treading on some rights here. I can totally understand them not wanting persons to "smoke".
Just goes to show that the poor Tobacco Harm Reduction stance has been completely ignored.
That said, be careful when purchasing tobacco absolute as some say they do not have nicotine, but actually do. You will want to find one that is completely pure from nicotine and can prove it.To be totally safe, find a flavor that you like other than tobacco flavor and make a VG non-nic solution out of that. Guaranteed No Nicotine.
Also... I found a very interesting article that apparently:
"How long does nicotine stay in the body?
From 8590 percent of nicotine in the blood is metabolized by the liver and excreted from the kidney rapidly. The estimated half-life for nicotine in the blood is two hours. However, smoking represents a multiple dosing situation with considerable accumulation during smoking. Therefore, it can be expected that blood nicotine would persist at significant levels for six to eight hours after smoking stopped." Nicotine Addiction
This is by no means proven and I am not suggesting that anyone could ever get away with passing a nicotine test by using anything above... but if someone has those little nicotine test strips and wanted to give this little "at home nicotine experiment a test", that would be cool!
The letter set the BMI at 29.9... they said NIH's standard was 24.9. Sounds kinda skinny to me.
If you have good conditioning and can actually run a mile, I'd bet on you before I bet on average joe at 24.9 with the couch potato life style, thats for sure. ;-)
It appears, from what Steve stated, that it is his employer's insurance company imposing these mandates, not his employer and as it stands today, insurance companies can and will come up with anything they can to raise rates or drop coverage and at this point in time there is nothing illict about such harsh practices.
Sun
Here's another source for Tobacco Absolute: Tobacco Absolute (Blond) - One Stop DIY Shop Store
Just checking.... Tobacco Absolute has no nic in it, or just a trace amount, right?
BTW, if anyone knows a premade ready to buy non-nic with good throat hit (or that one could add some everclear to, etc.....) please suggest!
I've got some Cinnamon from RMV (tastes like Big Red gum), and it's even better than their Mint for throat hit. I don't mix it with anything, I just try to remember not to cough when I'm inhaling -- it's harsh!I do have some Mint from Rocky Mountain Vapor that gives a super throat hit, and can mix that with the above flavors, but....I'd like to be able to have a throat hit w/o having to mix my sweet flavors with something so strong as Mint.
Actually, $50 a month is a cheap price to pay for freedom.Hi folks.... well, I work at a hospital and the org. is now going to penalize smokers for having nicotine on board their bodies: we got news that our health insurance will go up if
1) we are over a certain body mass index number (obese)
2) have blood cholesterol over a certain number
3) have blood pressure over certain parameters
4) have nicotine in our system
We don't have all the parameters yet, but I think its 50 bux a category (looks like it could cost up to 200 bux a month); they soften it by saying if you can prove you are under a doctor's treatment for these conditions with a plan or something you won't get 'dunned' for it. Probably except for the nicotine one.
Ok. I got all the others beat and to boot, now I'm in the best health I've had in a couple of decades now that I quit analogs last june; and vape exclusively. Even tho I vape 36mg, all my stats including Blood pressure are just tip top wonderful, etc. etc.
So, what I'm hoping for is good advice on getting a 0mg nic solution that:
1) provides throat hit,
2) provides a sweet vape,
and 3) did I say provides throat hit?
Seems to me like you gotta have a higher voltage mod and some kinda e-juice like I got no clue about, but I gotta do something soon; I think all the testing (most likely blood testing) will come down in November. I'd like to be happily vaping 0 mg nic a few weeks in advance of that.
HELP!
PS I have Janty Stick v2 (a few of em) and 510 (dura) stuff around. Lots of 801 and 510 atomizers, that is. Love em both at 36mg/3.7 volts. Considering a Chuck, T1 or Prodigy; I'm open to good suggestions. Gotta hit it soon.