I had to do a test once for life insurance with similar parameters. I stopped smoking for 3 or 4 days and drank tonnes of water. The blood and urine tests came back negative for nicotine.
I might not be the popular opinion here, but expecting insurance premiums to be the same for everyone, regardless of their general health, consumption habits and so on seems very socialist to me. It would stand to reason that less healthy individuals make more insurance claims, and as such these individuals cost more. And as a general rule, smokers tend to be less healthy than non-smoking individuals, barring other unhealthy habits!
I completely agree that testing for nicotine is NOT the same as determining if someone smokes or not. THAT is the real problem here! Just the other side of the coin. And yes, even in Canada, our company's insurance policy had a smoking clause and increased premium as well.
Oh and another thought...... Aren't those huge taxes that are imposed on cigarettes supposed to help cover the cost of smokers getting sick??????
This concept is wrong and dangerous. Imagine in an extreme scenario that insurance companies would be able to deny coverage to those who are old, sick, have a genetic disorder, or a chronic health condition and only offer coverage to young healthy people who do not engage in any behavior they deem risky... oh wait, that's not quite as extreme as I thought, it's called "pre-existing conditions" and it's now illegal. Access to healthcare is not a privilege reserved for the healthy and wealthy, it is a basic human right which ought be protected. This is not socialism, it's respect for human dignity.
You are confusing "access to healthcare" with insurance coverage. Two separate things.
Well the results are in. I have passed the test!!!! The other parts of the test, well, lets not go there. The point is i passed. Bad part is the wife did not. Which tells me she cheated while we were doing this and now i am stuck still paying. UGh! So now she is one the phone with the cessation program so she can quit. SMH! The upside is i now know i can go without nicotine. I must be more addicted to the action of hand to mouth than anything. With that said i will probably vape out what i have with nic in it (because i am cheap and dont want to throw liquid out) and really get totally back to the zero. Everyone survided the 3 weeks without. I am sure along the way i will have nicotine when i want to sample liquids and when the wife has one that is just good to share. Now and then the drunk fest with the friends and i am sure the real deal will come into play. Anyways thanks everyone for your support and know if this old coot can do it then you can too!!!!
Funny thing they are now leaglizing (other stuff) but making nicotine illegal. lol I just find it so funny. Wow how the tides have changed.
So even if I eventually get to zero mg nic, I am still getting some...
Does that mean that my actual NET vapes are higher mg nic than what I think they are?
For instance, I am currently vaping 7mg nic liquids. Factor in the 1.5-3mg nic for the NET......
I'm really vaping 8.5-10mg nic liquid per ml?
Interesting. Probably why I'm not having any problems dropping my nic. If I can trick my brain into thinking I am actually vaping higher nic, I could potentially drop to zero yet still have my brain think I am getting up to 3mg.
I kinda like that!
Sucks for the ones being tested though. Maybe they should just go to a fruit or other and stay away from the tobacco types for a while.
I am sorry, but actually it is one of urban legends about benefits of drinking a lot of water.
Five Myths About Drinking Water : NPR
Are you drinking too much water?
Overhydration | Definition & Patient Education
Water intoxication - Wikipedia, the free encyclopedia
... it is a basic human right which ought be protected.
I have passed the test... Bad part is the wife did not.
You are confusing "access to healthcare" with insurance coverage. Two separate things.
Thank you! As another example, as a motorist, if I've had several accidents, should I pay the same premium as someone who has had none? It's a common issue in both our countries that people believe it is somehow the responsibility of others to help because they have more.