Help passing Nic Test!!!

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DrMA

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I might not be the popular opinion here, but expecting insurance premiums to be the same for everyone, regardless of their general health, consumption habits and so on seems very socialist to me. It would stand to reason that less healthy individuals make more insurance claims, and as such these individuals cost more. And as a general rule, smokers tend to be less healthy than non-smoking individuals, barring other unhealthy habits!

I completely agree that testing for nicotine is NOT the same as determining if someone smokes or not. THAT is the real problem here! Just the other side of the coin. And yes, even in Canada, our company's insurance policy had a smoking clause and increased premium as well.

This concept is wrong and dangerous. Imagine in an extreme scenario that insurance companies would be able to deny coverage to those who are old, sick, have a genetic disorder, or a chronic health condition and only offer coverage to young healthy people who do not engage in any behavior they deem risky... oh wait, that's not quite as extreme as I thought, it's called "pre-existing conditions" and it's now illegal. Access to healthcare is not a privilege reserved for the healthy and wealthy, it is a basic human right which ought be protected. This is not socialism, it's respect for human dignity.
 

dkettle

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Oh and another thought...... Aren't those huge taxes that are imposed on cigarettes supposed to help cover the cost of smokers getting sick??????

Well, we had to celebrate passing those huge taxes somehow so we bought a couple of Mercedes-Benz SL65 AMGs and couple bottles of Cristal Brut and, well... how can we put this in a politically correct way... the money from the taxes got spent. So we are looking for other sources of revenues.
 

JoppaRoadCruiser

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This concept is wrong and dangerous. Imagine in an extreme scenario that insurance companies would be able to deny coverage to those who are old, sick, have a genetic disorder, or a chronic health condition and only offer coverage to young healthy people who do not engage in any behavior they deem risky... oh wait, that's not quite as extreme as I thought, it's called "pre-existing conditions" and it's now illegal. Access to healthcare is not a privilege reserved for the healthy and wealthy, it is a basic human right which ought be protected. This is not socialism, it's respect for human dignity.

You are confusing "access to healthcare" with insurance coverage. Two separate things.
 

iamthevoice

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You are confusing "access to healthcare" with insurance coverage. Two separate things.

Thank you! As another example, as a motorist, if I've had several accidents, should I pay the same premium as someone who has had none? It's a common issue in both our countries that people believe it is somehow the responsibility of others to help because they have more.
 

Vicshalls

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Well the results are in. I have passed the test!!!! The other parts of the test, well, lets not go there. The point is i passed. Bad part is the wife did not. Which tells me she cheated while we were doing this and now i am stuck still paying. UGh! So now she is one the phone with the cessation program so she can quit. SMH! The upside is i now know i can go without nicotine. I must be more addicted to the action of hand to mouth than anything. With that said i will probably vape out what i have with nic in it (because i am cheap and dont want to throw liquid out) and really get totally back to the zero. Everyone survided the 3 weeks without. I am sure along the way i will have nicotine when i want to sample liquids and when the wife has one that is just good to share. Now and then the drunk fest with the friends and i am sure the real deal will come into play. Anyways thanks everyone for your support and know if this old coot can do it then you can too!!!!
 

Robino1

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Well the results are in. I have passed the test!!!! The other parts of the test, well, lets not go there. The point is i passed. Bad part is the wife did not. Which tells me she cheated while we were doing this and now i am stuck still paying. UGh! So now she is one the phone with the cessation program so she can quit. SMH! The upside is i now know i can go without nicotine. I must be more addicted to the action of hand to mouth than anything. With that said i will probably vape out what i have with nic in it (because i am cheap and dont want to throw liquid out) and really get totally back to the zero. Everyone survided the 3 weeks without. I am sure along the way i will have nicotine when i want to sample liquids and when the wife has one that is just good to share. Now and then the drunk fest with the friends and i am sure the real deal will come into play. Anyways thanks everyone for your support and know if this old coot can do it then you can too!!!!

Congratulations on your test results :D and condolences on your wife not passing the test :(.

Thank you so much for posting :)
 

Bunnykiller

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Funny thing they are now leaglizing (other stuff) but making nicotine illegal. lol I just find it so funny. Wow how the tides have changed.

Seriously.... make something legal that can cause a car accident and put another person in the hospital with life changing issues.... just doesnt make sense
 

Bunnykiller

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So even if I eventually get to zero mg nic, I am still getting some...
Does that mean that my actual NET vapes are higher mg nic than what I think they are?

For instance, I am currently vaping 7mg nic liquids. Factor in the 1.5-3mg nic for the NET......
I'm really vaping 8.5-10mg nic liquid per ml?

Interesting. Probably why I'm not having any problems dropping my nic. If I can trick my brain into thinking I am actually vaping higher nic, I could potentially drop to zero yet still have my brain think I am getting up to 3mg.

I kinda like that! ;)

Sucks for the ones being tested though. Maybe they should just go to a fruit or other and stay away from the tobacco types for a while.

Since the makers of NETs dont let on as to how they extract the tobaccos, but they are definately testing for nic levels in the extracting process and adjusting the nic base for accurate final levels... there are ways to extract tobacco and get a 0 nic level but the flavor is not quite the same as a straight extract ( with nic present)
 

Torrentula81

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Glad to hear you passed :). I like the idea of people paying for their risk level. Heck I even think being vapor doesn't mean you should be paying same price as a non smoker because we are still choosing to add something into our bodies. Yes ecigs are much safer then cigs that we know of for know but there is still an increased risk of higher costs to treat a person consuming nicotine or flavorings on a daily bases vs a non smoker or vapor. These companies have to try to balance the books by guessing the future. So of course they will be going overboard a bit. Their business depends on it. Their customers depend on them. Accept the fact that we are an increased liability even though much less then before on cigs. Who knows what all the facts will be about ecigs 5 years from know. I know for me concerns about about Diacetyl, Acetoin and Acetyl Proprionyl didn't even exist when I started vaping.
 
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Fizzpop

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I'm going to suggest something entirely against what many are suggesting in this thread. Tell them you vape. Let them test positive for cotinine, and pay the extra 40 bucks/month.

Sounds absolutely outrageous, eh?

But it is not. So let's say you "pass" the test and pass yourself off as a non-smoker. Now, keep in mind that personally, I am with you - you have quit smoking - but for the insurance company, you are still a smoker, because nicotine. Now, let's fast forward into an unfortunate future where you are diagnosed with something awful, and expensive, and cigarette related. If your deception is found out, the insurance company can pull your coverage and you will be screwed. Your family will be screwed. Everyone will be screwed. The insurance company is NOT your friend. They make money by saying no. Don't give them an easy out.

Is it right that the presence of nicotine damns you as being a smoker? No. But this doesn't mean you should try to cheat a test. Test positive. Fight for the fact you are not smoking and the test needs to be reconsidered if you wish. But don't cheat. If you cheat, you are exposing yourself to a huge liability should you get sick. Spoiler alert: You will. We all will because we grow old and die. Don't give them an out.
 

a wandering soul

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I have personal experience that says different. Consistently. Also ive noticed that you have a tendency to make a lot of controversial statements on the forum. Not sure why you like arguing so much. This probably isn't the best forum for it. Just my .02.

Via a possessed phone thats autocorrect is just silly
 

DrMA

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You are confusing "access to healthcare" with insurance coverage. Two separate things.

Incorrect. I'm conflating the two, because in the US, they are de facto the same thing. In Europe the situation is different...

Thank you! As another example, as a motorist, if I've had several accidents, should I pay the same premium as someone who has had none? It's a common issue in both our countries that people believe it is somehow the responsibility of others to help because they have more.

Driving is a privilege, whereas access to healthcare is a basic human right.

If you've had several accidents, not only should you pay more for insurance, your driving privileges should be suspended until you can prove you pose no risk to the other motorists and that your driving behavior isn't serving as a gateway for teens to find accidents acceptable. :p
 
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