ProVarinati Diner & Saloon and Beyond

stols001

Moved On
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May 30, 2017
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IDK. They can be enjoyable. One fine day some Huckster called me to like, get my credit card payments down. She was REAL persuasive and I was bored, with nothing to do. I was in the courtyard so I decided to play along. I told her RIGHT UPFRONT she was not getting credit card numbers from me (heh my credit was good and LARGE at that point.) SO I was all like, "I will not give you my credit card numbers.) She went into this lengthy spiel about the evils of credit cards and how they have such high interest rates and like I kept going uh huh and strung her along. She said she would "never try to get my numbers only to transfer me to a representative of "Something, I forget." She told me she was a little old lady "who had been buried in credit card debt," and the program helped her so much and now she worked for them. I was like, "Wow, I bet, ,that sounds awesome." I strung her along for about 45 minutes man, it was pretty epic. At the end she was like 'So, can I get your cards to help you manage your deb?"

There was a pregnant pause. I said, "I told you at the beginning of the call, I would NEVER give up my credit card numbers. It was really nice chatting with you though."

I heard a rapid inhale, then a very emphatic click.

It was kind of fun I am a sociologist as well and I wanted to see how far those scammers would go and the types of things they said.

It was kind of a double edged sword though, I'd been on the phone long enough like some other scammers it the program were pretty sure they might do it. LOL. I had to appreciate the value of my own sudden click. I didn't really mind though I was keeping the scammers invested an occupied when some naïve child or old person mighta gone for it.

LOL I was also applying for a loan recently and like since COVID forget it. We were considering some creative things with financing and meh, well I guess COVID blew me out of the water. But my credit is pretty good. Like there were some late fees where my accounts were delinquent and like, REALLY I had enough honestly cuz my score was plunging so I just used a reputable credit bureau and I am more than halfway done. They sent me to some lawyer service to improve my score. They told me ALL about it but the only issues they could cite appeared to be those late fees from like 2015.; They went ALL into detail about how they could help me even though I only had "six" items and they normally dealt with 40. I was like, "Um I don't think those are highly relevant actually it's my income to debt score, that and the fact I am transferring tons of money to the husband because of fixing our house. I was like, "Can you fix that?" Anyway lawyer dude (not a lawyer I do not think" said he could improve my score but not by how much or how soon. They wanted 145 bucks a month.

I was like "Dude are you HIGH? No I am not signing on for this it seems kind of predatory, frankly, also this SOUNDS like something I could do myself by just contacting my credit card companies who are now all happy with me an I am in good standing." He was all, "OH, you don't have the relationships with creditors and credit bureaus like we do." I was like, "OH, I am pretty good at developing relationships with entities, I bet I could do it but it doesn't MATTER that is not the ISSUE. Also, even if I WERE to use your company I would freaking research it first because if there is ONE company like YOU, I am betting there are a hundred so give me your name again and the name of your company? IF I decide to hire you, I will be calling YOU back."

LOL he seemed displeased, so was I about the annoying loan. Frankly I an glad it did not happen but it was disconcerting to be offered a 90K loan at a decent interest rate to.... Nothing.

Such is life.

Anna
 

DPLongo22

"Vert De Ferk"
ECF Veteran
Verified Member
Dec 17, 2011
32,974
182,812
Midworld
IDK. They can be enjoyable. One fine day some Huckster called me to like, get my credit card payments down. She was REAL persuasive and I was bored, with nothing to do. I was in the courtyard so I decided to play along. I told her RIGHT UPFRONT she was not getting credit card numbers from me (heh my credit was good and LARGE at that point.) SO I was all like, "I will not give you my credit card numbers.) She went into this lengthy spiel about the evils of credit cards and how they have such high interest rates and like I kept going uh huh and strung her along. She said she would "never try to get my numbers only to transfer me to a representative of "Something, I forget." She told me she was a little old lady "who had been buried in credit card debt," and the program helped her so much and now she worked for them. I was like, "Wow, I bet, ,that sounds awesome." I strung her along for about 45 minutes man, it was pretty epic. At the end she was like 'So, can I get your cards to help you manage your deb?"

There was a pregnant pause. I said, "I told you at the beginning of the call, I would NEVER give up my credit card numbers. It was really nice chatting with you though."

I heard a rapid inhale, then a very emphatic click.

It was kind of fun I am a sociologist as well and I wanted to see how far those scammers would go and the types of things they said.

It was kind of a double edged sword though, I'd been on the phone long enough like some other scammers it the program were pretty sure they might do it. LOL. I had to appreciate the value of my own sudden click. I didn't really mind though I was keeping the scammers invested an occupied when some naïve child or old person mighta gone for it.

LOL I was also applying for a loan recently and like since COVID forget it. We were considering some creative things with financing and meh, well I guess COVID blew me out of the water. But my credit is pretty good. Like there were some late fees where my accounts were delinquent and like, REALLY I had enough honestly cuz my score was plunging so I just used a reputable credit bureau and I am more than halfway done. They sent me to some lawyer service to improve my score. They told me ALL about it but the only issues they could cite appeared to be those late fees from like 2015.; They went ALL into detail about how they could help me even though I only had "six" items and they normally dealt with 40. I was like, "Um I don't think those are highly relevant actually it's my income to debt score, that and the fact I am transferring tons of money to the husband because of fixing our house. I was like, "Can you fix that?" Anyway lawyer dude (not a lawyer I do not think" said he could improve my score but not by how much or how soon. They wanted 145 bucks a month.

I was like "Dude are you HIGH? No I am not signing on for this it seems kind of predatory, frankly, also this SOUNDS like something I could do myself by just contacting my credit card companies who are now all happy with me an I am in good standing." He was all, "OH, you don't have the relationships with creditors and credit bureaus like we do." I was like, "OH, I am pretty good at developing relationships with entities, I bet I could do it but it doesn't MATTER that is not the ISSUE. Also, even if I WERE to use your company I would freaking research it first because if there is ONE company like YOU, I am betting there are a hundred so give me your name again and the name of your company? IF I decide to hire you, I will be calling YOU back."

LOL he seemed displeased, so was I about the annoying loan. Frankly I an glad it did not happen but it was disconcerting to be offered a 90K loan at a decent interest rate to.... Nothing.

Such is life.

Anna

 

Ceejay0875

Super Member
ECF Veteran
May 24, 2016
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I never answer a number I don't know.

Hmmm, how to relay this story without breaking any rulz...

So, my mom and dad were both sitting in the living room when my dad got a call from one of those pharma reps wanting to enhance "something". (Mom, gotta love her, is the only way I heard this story). My dad got a big ole grin on his face and said "So, you gonna send yer wife over here?" And the guy was like "what's my wife got to do with it?" And Dad's reply was along the lines of (paraphrasing for forum rulz) "Well if I'm buyin' this pill I need a use for it!"
 
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GeekyGeezer

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Jan 14, 2015
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I don't ever answer my phone, not now, not then, not ever...if someone knows me, they know to leave a message...my phone is for MY use and convenience...

Bravo! I feel exactly the same way. When it comes up in conversation and I tell people this, I get some very strange looks. It's one of those changes that happen so slowly that people lose track of what the original concept was supposed to be.
 

stols001

Moved On
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May 30, 2017
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I think the original concept was always meant to be eavesdropping (public lines :lol:) that has not changed.

My husband an early cell phone adopter, has always like been bemused at my attitude "But there are times I DON'T WANT to be reached!"

He guilted me into it (the kid) but as far as I was concerned that is how parents meet other parents and bond, a mutually managed disaster.

It's al weirdo dude although I must say my favorite cellphone usage listening to music while allowing Google to navigate.

OMG remember the early mapquest days where you would print out the directions and one time in fifty it would peter you out somewhere and like, you would be unable to figure out what was going on and you were in the middle of nowhere, often with no cell service? And you would think to your self, "This is some bad sh:censored:?" And make your way back to the nearest post office or gas station or whatever and they would be like "Oh yeah, that's always happening and tell you to turn left or right 15 miles prior.

Remember MAPS actual MAPS?? Don't see those too often anymore.
Anna
 

DPLongo22

"Vert De Ferk"
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Dec 17, 2011
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CMD-Ky

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Sep 15, 2013
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I don't ever answer my phone, not now, not then, not ever...if someone knows me, they know to leave a message...my phone is for MY use and convenience...

Yup, like the old man said when asked why he wasn't answering the ringing phone, "Son, I put that thing in for my convenience."
 

stols001

Moved On
ECF Veteran
May 30, 2017
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We mapped our way across the united state.. I was the map reader so the husband was angry. I kept telling him the "shortest route" only I didn't factor in like elevation. I had to learn that the hard way. I was like, "Why is it taking hours to get here, it looks really short on the map?"

The husband, probably thinking ":facepalm: What have I just married?" Tersely pulled over and gave me an instruction om map reading I will never forget. Then I was ."Perhaps I should drive " and he was all, "Nope not until you get us somewhere flat."

Maps. Good times.
Anna
Not a topologist
 

GeekyGeezer

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Though we took some memorable vacations where we simply rambled here and there, finding great little places along the way, driving/map reading caused more friction than anything else between my ex and I. To be honest, at least in those days.

I have no sense of direction. None. Well, other than I know the direction I'm heading and if I turn around then I'm going the other way. I once read a preliminary study attempting to link people like me to having less iron in the brain cells - thus no compass effect. I never followed up to see if it was actually true or just a prof trying to get published so his university might give him tenure.

Thus my ex was responsible for all things map. And invariably, she'd be so engrossed in the new scenery she had forgotten she was Map Master. So when a quick decision had to be made - "It's Hwy 123 - do I need to turn here?" chaos and rancor ensued.
 

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