Those tests are unlikely to differentiate between e-cigs and the nicotine patch or nicotine gum, which I believe was John's point.
You've got to be kidding.....Tobacco Affidavit
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Those tests are unlikely to differentiate between e-cigs and the nicotine patch or nicotine gum, which I believe was John's point.
I know at least some companies are including any nicotine at all in their definition of tobacco-use, including all forms of NRT and e-cigarette use. Some do not care what form it is coming from, only that you are using it. There will be no need to differentiate what product you are using, only that you are using 1 of many to choose from.
My intent in posting was to be informative - provide what information I know to add to the thread subject, not to override anyone else, or spar with any one (or any) particular poster. The best we can do is provide information here that others can benefit from to make decisions concerning the changes in health insurance. That is where I am coming from.
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But has OP showed, they are okay with patches and gum and such as they let you claim "tobacco-free" when you are using one of those. I was just saying there's no nicotine related differences between vaping, patches, and gum. Yes the delivery system is different but the end result is the same, nicotine in your blood. While vaping may leave residue in your mouth, so would nicotine gum... If they're going to be ignorant (which they should be able to, whether or not we disagree with it) they should at least be consistently ignorant.
You are correct sir.
Yes, I realize I am adding extra information that may not particularly apply to the OP's scenario. I was adding extra information for those who may be reading who will benefit from knowing that some companies will include NRT as part of the tobacco use status.
Is adding extra information in this case not okay? I imagine with the topic subject and title, along with this being the time of year people are signing up for 2014 benefits, they will be wanting to know as much as they can. And, as a community, knowing how we are all affected across the board seems good to me. No?
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I wasn't trying to argue with you, you are in fact bringing up useful information I was just trying to point out that companies like this need to go against nicotine or be okay with it. This middle of the fence crap discriminating against vaping is bull ..... I'm talking about nicotine, not tobacco, that's a different animal.
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You can bet for sure that all insurance companies will include wording that includes 'any nicotine' as to cover all the bases/
I don't have insurance at all, but I feel for everyone that is going to go through this.. Until something is determined in court it might be best to stop vaping, I guess, If you want to keep your insurance. I wonder how many people will quit because of this ridiculousness of employers and insurance companies and government. Insurance and Government are both as guilty as the other. This is what happens when we elect politicians that lean to the left and want to take others rights away.. Government to too big and we need to do something about it next time we vote..
I don't have insurance at all, but I feel for everyone that is going to go through this.. Until something is determined in court it might be best to stop vaping, I guess, If you want to keep your insurance. I wonder how many people will quit because of this ridiculousness of employers and insurance companies and government. Insurance and Government are both as guilty as the other. This is what happens when we elect politicians that lean to the left and want to take others rights away.. Government to too big and we need to do something about it next time we vote..
You better get out there and get your Obamacare. Government is counting on it. There is a 50% increase in premiums allowed in the law at some point. They're probably getting ready to use those forms for future rate negotiations.
I just had to fill out a similar affidavit for my NC state workers health plan. We could either attest to not smoking or quitting smoking by enrolling in a cessation program with approved NRTs to get a discount on our premiums. I was surpised that their FAQ specifically said that those using e-cigs were considered neither as smokers nor as part of a cessation program.
Agreed. I did pay the extra for a few years while smoking, and maybe it is easier to just pay it and not worry. I didn't like it, but I can see their point. Not for vaping, this is just wrong. I do not have to make that decision today but if I did, well it angers me a bit so I might claim non-smoking.
But right or wrong, having to go to court is time consuming and costly. Not sure if that is worth my anger.
Go to your physical with a nicotine patch on your arm...you can buy em on ebay
Ok, well tell them you use the nicotine gum and vape away behind closed doors.
We've stopped smoking and started vaping; thus reducing, limiting, or eliminating further harm. What about all of the crap we choked down for five, ten, twenty or more years? That doesn't reverse itself overnight. As I understand it, it can take years for cancers to present themselves, and that's probably true with other conditions or diseases as well. We are still a higher risk factor than those who never smoked.
I don't like paying higher premiums. If I had any say in it, I'd ask my employer to use an insurance company that doesn't charge us like they do regular tobacco users. That, however, is likely to be a thing of the past (or never was...). In the future, I can see higher premiums for smokers, regardless of the insurance company. I can see those premiums lingering for years after one quits. At best, I hope for a reduced increased premium for using smoking alternatives or NRTs.
I don't like paying higher premiums. If I had any say in it, I'd ask my employer to use an insurance company that doesn't charge us like they do regular tobacco users. That, however, is likely to be a thing of the past (or never was...). In the future, I can see higher premiums for smokers, regardless of the insurance company. I can see those premiums lingering for years after one quits. At best, I hope for a reduced increased premium for using smoking alternatives or NRTs.
If anyone has ever seen you use the device, they'd probably have enough to make their case. I suppose it can depend on the state, and the individuals handling the case. Some panels are going to be more stacked to favor the insurance companies, while others will lean more towards 'the people'.
Tough to say...but I would not risk perjury over it. Tell the truth...get covered. Get caught in a lie...and they can take your money for decades...then might not have to cover you AT ALL on the day you actually need it.
Yes, his company will charge an extra $200. for those who smoke or refuse to sign..... EXTORTION! LOL
I have no plans on quitting vaping... I have no plans on paying their fee...... I'll simply go
from the 6 nic to zero... I've been thinking bout doing that anyway or I'll simply lie.... honestly I don't give a rats ... about morals when someone is trying to tell me how to take my caffeine, oh wait it's nicotine they're trying to tell me how I can and can't take it..............Frankly I don't feel it's anyone business what I do as a hobby in my spare time.... yeah I'm ..........
Think about this... caffeine is a drug... nicotine is a drug ..... do they tell caffeine users how to get their caffeine?
I'm just really upset that people think it's ok to tell me what to do.....am I telling them they have to take their caffeine in a glass???!!!! I'm sooooooo frustrated!!!!!!
Here's a question..... who is behind this?? The employer? The wellness group?? The insurance company? who???
I so badly wanna write someone and lodge a complaint ... but who do you complain to??????
what do you all think? How could this be handled?? Do we have any path at all?????
I have no plans on quitting vaping... I have no plans on paying their fee...... I'll simply go
from the 6 nic to zero... I've been thinking bout doing that anyway or I'll simply lie.... honestly I don't give a rats ... about morals when someone is trying to tell me how to take my caffeine, oh wait it's nicotine they're trying to tell me how I can and can't take it..............Frankly I don't feel it's anyone business what I do as a hobby in my spare time.... yeah I'm ..........
Think about this... caffeine is a drug... nicotine is a drug ..... do they tell caffeine users how to get their caffeine?
I'm just really upset that people think it's ok to tell me what to do.....am I telling them they have to take their caffeine in a glass???!!!! I'm sooooooo frustrated!!!!!!
Here's a question..... who is behind this?? The employer? The wellness group?? The insurance company? who???
I so badly wanna write someone and lodge a complaint ... but who do you complain to??????
what do you all think? How could this be handled?? Do we have any path at all?????
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I understand your willingness to just accept the regulations. As smokers we have spent decades being discriminated against. What you say is true, the sins committed earlier may show up in later life. However, that is true for much of society. Well over half the population smoked at one time and smoking is the only use of tobacco that has any significant risk. Don't expect any change in the attitude or how they will vilify those they have in the past. The risk of most smokeless products are orders of magnitude safer than smoking, but that didn't stop the ANTZ from making those products sound worse.
Obamacare allows a 50% premium place on tobacco use. I believe there is a short moratorium on attaching that premium, but don't doubt for a minute the insurance companies won't use it to offset some of the expenses this law will create. They have a brainwashed audience that believes they deserve it.
I have to wonder what if you are vaping 0% nicotine? I recently pretty much moved into the o% category, went from 11% to 0% no issues at all. I would not test positive for nicotine if I had been vaping 0% for a few weeks, would I?
Just tell them you use Nicotine Gum,they wouldn't be able to tell the difference. Like I have said before,to me a ecig is one that lights up at the end,it mimics a real cigarette. While mine does release vapor it does not light up at the end so I call it a PV. You wouldn't call a squirt gun a real gun because it mimics a real gun would you?
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