Credit card stolen!!

[BAY Rose]

I've had my bank debit card hacked twice this year. Both times I suspected it happened during an e-cig supply transaction, but I'm not positive this is where it happened. I usually use Amazon.com, for most of my purchases that are not e-cig related, and I use PayPal for everything else if it's available. Unfortunately PayPal is NOT friendly to e-cig supplies stores!

So, I have begun to use a pre-paid Walmart debit card. I load it for my usual monthly expenses for juice, batts, cartos, or whatever, and buy everything I want ASAP to empty the card. It's a headache to have to go in and buy a new card every month, as they do not re-load, but it does give me some measure of safety for my real debit card, thus my bank account. Not to say somehow Amazon or PayPal won't get hacked too. At least I'm trying whatever I can to avoid getting hacked again.

I hate thieves. If they worked half as hard at a real job as they do at their criminal activities, they would be a credit to the world!

 

[Mr.Mann]

Check your accounts as if there was money in them! lol. I know this is a serious matter, but you HAVE to be diligent.

 

[BAY Rose]

I sooooo agree, Mr.Mann.

That is how we caught these false charges, by checking our bank account DAILY !!!!!!

It's worth the extra effort for sure.

 

[TraceyS]

Happened to me yesterday

Tracey

 

[KiloWatts]

Happened to me today.

Are we naming vendor names, or is that not okay?

 

[Mr.Mann]

Happened to me today.

Are we naming vendor names, or is that not okay?

I think it's cool (I am no moderator), until people start saying the vendor themselves are the culprits. If you have a general idea, I would sure like to know. I am sure the vendors would as well.

 

[KiloWatts]

deleted to protect the innocent.

 

[quatro]

So what exactly happens when you cc gets compromised, what course of action is open to you? Do you dispute the charge, change the card# and move on? If so then no monetary damage happens to the victim, is that true? Lots of questions, hate thieves.

 

[Nukified]

Lost or Stolen Credit, ATM, and Debit Cards | Consumer Information This should help quatro.

 

[debcartee]

Paypal doesn't allow ecig vendors.

Also, Paypal was hacked last week. Big news story. Lots of banks and Paypal included. No one is safe.

I have used paypal with Liberty Flights and never had a problem

 

[quatro]

Lost or Stolen Credit, ATM, and Debit Cards | Consumer Information This should help quatro.

Good to know, thanks for the info. Will monitor accounts regularly and report immediately, seems to be the best course of action.

 

[Jfaria1891]

yay for FDIC

 

[KiloWatts]

deleted to protect the innocent.

 

[Tenzo]

Oh, wow. Thanks for the input folks.

 

[Charleyrc]

I went to McDonalds a couple of weeks back and my debit card was denied. I called the bank the following Monday and they said that they thought they detected fraud and put a freeze on my card. They asked if I had purchased anything in Europe recently. I live in Texas. There was one charge for about $8.00 that they processed and then another from a different part of Europe for $9.00. The didn't pay the second one and actually reversed the charge on the first. I never lost a dime but I had to wait for a new card to be issued. They said they had no idea how the card was compromised. They also told me that some hackers are using some sort of computer software that randomly generates numbers and keep trying those until one hits. Then they make a couple of small charges and if all goes well they get greedy. Landmark Bank covered my but. Thank you Landmark.

 

[jkd916]

This thread is super scary! Good to know, though, as KC's B&M stores are few and far between which leaves online as our biggest resource.

 

[brock957]

I'll name mine. Capella. Don't know for sure it was them but that's where I shoped before it happened. Nicotine is so exspensive I'm just going to quit DIY e juice. Between nic and flavor I don't save enough to make it worth the hassle. Will buy my juice locally and on line shop at fasttech. I will say that I've used bulkejuice.com and nicvape.com without any problems.

 

[Jack Pappas]

I've been lucky. Over forty years of banking and never had an issue that was not caused by the bank itself being greedy and trying to rip me off.
FastTech uses Paypal. Which I like. There are some deeply solid billing companies out there so there is no reason for all these issues.

I think some of the problem is that many vendors select a billing company that is less reputable without knowing any better because it may be much cheaper for them.

 

[Katya]

I have used paypal with Liberty Flights and never had a problem

Liberty Flights is a UK based vendor (just like Totally Wicked). PayPal has no problems with overseas e-cig transactions--only domestic.

 

[Nukified]

I think some of the problem is that many vendors select a billing company that is less reputable without knowing any better because it may be much cheaper for them.

Yup. You get what you pay for in a card processing gateway.