There are far more important things in life than to get worked up over vaping or a little bit of money...
No argument there.
Just Curious: What are some of those More Important things for you?
There are far more important things in life than to get worked up over vaping or a little bit of money...
No argument there.
Just Curious: What are some of those More Important things for you?
Family, my ladies,,,
I agree that vaping shouldn't be lumped together with smoking. But until enough studies are done to prove that it's safer than smoking, they are going to put them together. I can't really blame them for that either. It's a liability all the same. I don't know enough about insurance to know if they regulate alcohol the same way. If someone gets cirrhosis will they pay for the transplant? When I smoked and signed up for insurance I put that I was a non smoker. I didn't even know that my rates would be higher if I smoked. I just didn't think it was their business to know that. If they pay for a new liver for an alcoholic why would they not pay for treatment for lung cancer?
I hate insurance companies for many reasons and have experience with them denying claims that were valid because they didn't want to pay for medication. I have a damaged stomach from years of taking NSAIDs because they wouldn't approve Celebrex for my arthritis. They would rather pay for the ulcer treatment than a name brand med. The whole thing just doesn't make any sense to me.
You must be wealthy since 400 would not make a diffrence to you. I have other things to spend my money on as well and 400 a month could make a major diffrnece in my life and i am sure it would for a lot of other people. If that was not the case people would not shop all the sales and use coupons. they do it to save where they can so it can be used on other things.
Don't Fool Yourself.
If our Friend was suddenly hit with a Added Charge to his Insurance because he was a "Smoker", I think he would be Spouting Blue Thunder about how Wrong things are.
It's the fact that it Hasn't Happened to him is why he Doesn't give a Rat's A... about things.
Seems like that is Kinda Universal with Half of the Population.
Anything besides that? Perhaps some e-Cigarette Related?
You Cool with the way the FDA Works, Potential Flavor Bans, Nicotine mg Limits, the CDC Reports, Local and State Use Bans, Taxation Legislation Popping Up Left and Right?
Or is None of this Important to you because it Doesn't Effect you?
I'll be long gone by the time anything of significance happens...
I'll be long gone by the time anything of significance happens...
DecriminalizingFunny thing they are now leaglizing (other stuff) but making nicotine illegal. lol I just find it so funny. Wow how the tides have changed.
Sorry to hear you are in Such Poor Health.
How many Months did they say you have Left?
This concept is wrong and dangerous. Imagine in an extreme scenario that insurance companies would be able to deny coverage to those who are old, sick, have a genetic disorder, or a chronic health condition and only offer coverage to young healthy people who do not engage in any behavior they deem risky... oh wait, that's not quite as extreme as I thought, it's called "pre-existing conditions" and it's now illegal. Access to healthcare is not a privilege reserved for the healthy and wealthy, it is a basic human right which ought be protected. This is not socialism, it's respect for human dignity.
I might not be the popular opinion here, but expecting insurance premiums to be the same for everyone, regardless of their general health, consumption habits and so on seems very socialist to me. It would stand to reason that less healthy individuals make more insurance claims, and as such these individuals cost more. And as a general rule, smokers tend to be less healthy than non-smoking individuals, barring other unhealthy habits!
I completely agree that testing for nicotine is NOT the same as determining if someone smokes or not. THAT is the real problem here! Just the other side of the coin. And yes, even in Canada, our company's insurance policy had a smoking clause and increased premium as well.
Studies have shown, and common sense dictates that it's actually the so called 'healthy' people that create a bigger burden on the healthcare system.
http://www.nytimes.com/2008/02/05/health/05iht-obese.1.9748884.html
I don't know if I posted on this thread yet or not (it seems a little old,) but my husband and I used 0 nicotine liquids for exactly one week prior to the blood test last year and passed as non-smokers. We will be doing the same for our test this October, as the ACA allowance kicked in and his company is now charging 50% more for those found to have nicotine in their blood!