FWIW - Over 30 years, I've seen health insurance price increases for businesses. It's horrible. For many years, the proposed increases were 15-20%
each year (like compounded interest rates, it adds up). That was painful for a company with 100+ employees, it's an expensive benefit. We had to keep adjusting what was covered, changing insurance companies etc. to try to minimize the impact but maintain a solid level of coverage for employees. There were a few years of 'only' 10%, which was still much higher than inflation.
I'm now working for a small business and the rates are set by the state and all we can do is pick the plans. This year, if the company stayed with the plan that we had, it was a 30% increase

. We switched to a higher high deductible plan, for a mere 12% increase. Employees pay a portion of the cost. It hurts as no one got raises, while the deductible goes up, the copay goes up, and the portion paid went up a little as well - but the company is still paying more so it hurts the bottom line there too. There's a reason insurance companies are showing record profits.
FranC, before you ask

- tomorrow is my physical. I'll be poked, prodded, have a few vials of blood drawn, and get my flu shot. Hopefully, I'll walk out with my prescriptions renewed for another year.