To calc what amps the
dna is pulling you take the battery voltage divided by the output set wattage. So 20/3.1=6.45 watts
In RC I have puffed lipo's rather close to their limit from drawing too much current thru them, but I never had one go up because of current draw. All the lipo's I have seen go up have been from punctured cells....from crashes, mid air collisions, etc....we use to bring along a "lipo poker" for when we would puff up a lipo to were we didn't dare take it home. We would find a fire pit or concrete curb and puncture it on purpose.
A fuse should stop a dead short, without it you end up with a fire. If you are tightly enclosing the lipo in metal box, you now have a legitimate bom situation.
Even if the
dna does malfunction, it's likely not going to draw enough current to hurt a battery like that.
I have used blade fuses and they work fine plus give you the ability to disconnect the power if you want or need to.