Checkout with a credit/debit card is through Paypal even if you don't have an account with Paypal. Open an eBay account and shop till you drop. I usually buy several things a week from eBay and never have a problem. During checkout there's a little box that wants to save your cc# for future purchases that's automatically filled in. I un tick it. When I buy from Amazon I delete my card # after the purchase. I have a small account with a debit card for online purchases. Doesn't cost me anything and they won't get much if they hijack it but I don't leave a lot of information laying around to get hacked
My Wife is the only reason I've got cable at all. All I need is a good antenna and a dvr to watch anything I want, which is usually the news and Jeopardy. Both are on local channels. Channel Master dvr also has a guide with no subscription like Roku. I also watch some Netflix for under $10 a month. Lot's of shows I haven't seen and I don't have to wait a week for the next episode when they end with a cliff hanger.
The Channel Master is very interesting.