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Sugar_and_Spice

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Also wanted to mention that since that time I opened up a new account with Bank of America. They have(with their cc online) a program called Safe shop where you can create a temp cc number and the amount you want to spend for one transaction. Then that is the number you use when shopping with anyone one online. On a vendor site you just go thru the checkout process and when it comes time to fill in the cc info is when I go and create that temp number at BOA cause then I have the total amount of money I need to place on the temp card. Its great and no one ever sees you real cc number.

The cc that got compromised twice was a Visa so this time I went with Mastercard at BOA. I have heard it was the Visa transaction places is what has been hacked. So far with Mastercard(using other places not online) I have never had a problem.

:)
 

Dubminer

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I would do more than block the cards. I would cancel immediately!!!! Major cc companies usually have some customer service 24 hrs even on weekends. Don't wait. Let them know now so they can't say you delayed and try and cause you more trouble.

It does take a little time to get the cards replaced and mailed to you but they are usually pretty quick to do that and at least you know you have stopped those thieves in their tracks.

I had something similar happen twice with one card(but not with vaporcube cause I used paypal), I can't imagine 2 cards at the same time.

Good luck and let us know how it goes.
Yes i have spoke with both credit card companies and they have cancelled them and are sending replacements out. The other weird thing is i keep getting emails from Lyft with recipes for rides all over NYC,it gives the last 4 digits of a visa number. My cards do not have these last 4 digits and i have never used LYFT in my life.
 

mackman

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Also wanted to mention that since that time I opened up a new account with Bank of America. They have(with their cc online) a program called Safe shop where you can create a temp cc number and the amount you want to spend for one transaction. Then that is the number you use when shopping with anyone one online. On a vendor site you just go thru the checkout process and when it comes time to fill in the cc info is when I go and create that temp number at BOA cause then I have the total amount of money I need to place on the temp card. Its great and no one ever sees you real cc number.

The cc that got compromised twice was a Visa so this time I went with Mastercard at BOA. I have heard it was the Visa transaction places is what has been hacked. So far with Mastercard(using other places not online) I have never had a problem.

:)

Citibank too...virtual account number. After too many online hacks it is all I use
 

Beamslider

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Also wanted to mention that since that time I opened up a new account with Bank of America. They have(with their cc online) a program called Safe Shop where you can create a temp cc number and the amount you want to spend for one transaction. Then that is the number you use when shopping with anyone one online. On a vendor site you just go thru the checkout process and when it comes time to fill in the cc info is when I go and create that temp number at BOA cause then I have the total amount of money I need to place on the temp card. Its great and no one ever sees you real cc number.

The cc that got compromised twice was a Visa so this time I went with Mastercard at BOA. I have heard it was the Visa transaction places is what has been hacked. So far with Mastercard(using other places not online) I have never had a problem.

:)

Yes I have used the BOA safeshop in the past. You can get a number good for a year from what I remember and set limits on it.

Discover used to have one where you could get a one use number for a purchase online. But they discontinued it.
 

Dubminer

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Agree with sugar, don't just black or cap…cancel card asap!

Was an internet seller and shopper from its inception. Have seen nothing like this past year for c/c fraud. Ironically, since the advent of chip cards.

Good luck. :)
Yes cards are cancelled,had to call equifax and block credit for 90 days.I am still getting many emails saying i am ordering LYFT rides all over NYC even though i do not own a CC with the number it gives. Contacted visa about the card i do not own,they said identity fraud and contact police and get a report. Visa also said get the bank being used from Equifax and call them back so they can cancel the card i do not own. Equifax say they can not get that information. I feel like i am getting the run around big time. Also another charge was just approved for $ 550 on my visa, the one that was originally compromised.Visa says once it goes through they will reimburse me. Lot of hassle for a $24 mod! LOL.
 

Sugar_and_Spice

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Yes cards are cancelled,had to call equifax and block credit for 90 days.I am still getting many emails saying i am ordering LYFT rides all over NYC even though i do not own a CC with the number it gives. Contacted visa about the card i do not own,they said identity fraud and contact police and get a report. Visa also said get the bank being used from Equifax and call them back so they can cancel the card i do not own. Equifax say they can not get that information. I feel like i am getting the run around big time. Also another charge was just approved for $ 550 on my visa, the one that was originally compromised.Visa says once it goes through they will reimburse me. Lot of hassle for a $24 mod! LOL.
Maybe they could give you the first 4 numbers of that card. I think it ids which bank its from. at least to the Visa people. I found that out when mine were compromised. Little known info afaik.
 

52anddone

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Identity fraud, I so hope you are not a victim of that. So the first 4 of the card I.D.'s the bank Sugar ?? I never thought of that, nor even heard of that before. That's some darn good info there, Thanks for that.

This is the worst case of CC fraud I have seen posted on this forum since I have been here. I really hope you can get things sorted out soon Dubminer. I agree, all this for a lousy little $24 device.
 

Dubminer

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Maybe they could give you the first 4 numbers of that card. I think it ids which bank its from. at least to the Visa people. I found that out when mine were compromised. Little known info afaik.
She just said “ I do not have access to that information”. The thing that gets me is how can somebody with just my Cc info open another visa account and 4 days later. Be spending it in NYC? I never gave my SS number. The largest charges are all from California. There has also been some in Europe that did not go through what ever that means.
 

Sugar_and_Spice

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Identity fraud, I so hope you are not a victim of that. So the first 4 of the card I.D.'s the bank Sugar ?? I never thought of that, nor even heard of that before. That's some darn good info there, Thanks for that.

This is the worst case of CC fraud I have seen posted on this forum since I have been here. I really hope you can get things sorted out soon Dubminer. I agree, all this for a lousy little $24 device.
I haven't heard of any others this bad either 52. As far as the 1st 4 #'s that is what I was told by the bank that issued the Visa. I had not ever heard of that either before that.

@Dubminer
Good going on contacting Equifax. It is scary out there these days. What I would like to know is why aren't these companies that issue these cc checking photo id's? It seems these companies are just a little too eager to drum up business and have become lax in checking if people are who they say they are. It used to be(years ago) it took a few days to get an answer on whether they would give you credit. These days they do it in seconds. With the exception of the BOA account I opened up after my hack(which I did in person), I have had the same cc for years and years. Yes, I have a few that I don't even really use anymore, but these days, I don't think I would ever use an online application to obtain one. Just too easy for some thief to get their hands on peoples info. Good luck and I sincerely hope this mess is cleared up quickly and they don't do any more harm. I know there is another reporting agency out there beside Equifax but can't remember the name atm...contact them also. Cover your .... and join Credit Karma(it really is free) so you can monitor any activity in your name and ssn yourself. I think you can call them to set up an account unless you feel comfortable doing it online. AT least they used to.



:)
 

Dubminer

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I haven't heard of any others this bad either 52. As far as the 1st 4 #'s that is what I was told by the bank that issued the Visa. I had not ever heard of that either before that.

@Dubminer
Good going on contacting Equifax. It is scary out there these days. What I would like to know is why aren't these companies that issue these cc checking photo id's? It seems these companies are just a little too eager to drum up business and have become lax in checking if people are who they say they are. It used to be(years ago) it took a few days to get an answer on whether they would give you credit. These days they do it in seconds. With the exception of the BOA account I opened up after my hack(which I did in person), I have had the same cc for years and years. Yes, I have a few that I don't even really use anymore, but these days, I don't think I would ever use an online application to obtain one. Just too easy for some thief to get their hands on peoples info. Good luck and I sincerely hope this mess is cleared up quickly and they don't do any more harm. I know there is another reporting agency out there beside Equifax but can't remember the name atm...contact them also. Cover your .... and join Credit Karma(it really is free) so you can monitor any activity in your name and ssn yourself. I think you can call them to set up an account unless you feel comfortable doing it online. AT least they used to.



:)
Thank you for the support. Yes i have contact with all three. Equifax, Experion and Trans union. This is so new to me. Will call in at the police station tomorrow.
 

Sugar_and_Spice

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She just said “ I do not have access to that information”. The thing that gets me is how can somebody with just my Cc info open another visa account and 4 days later. Be spending it in NYC? I never gave my SS number. The largest charges are all from California. There has also been some in Europe that did not go through what ever that means.
With mine some dude in California goes to a contractor to paint his house in California and all he gave them was the cc number. They did not check anything and I got an email saying thank you for allowing them to paint my house in CA to the tune of $4000.00 I emailed back that saying it was fraud and I was on the east coast and didn't even own a house in CA. Then kinda gave them hell for not even checking out the id's. Needless to say that sale never went through to completion. LOL
 

Dubminer

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I am kind of ......, especially all this for a $24 purchase that was for my wife. Also my first ever Vaporcube purchase, i am not blaming them. They could of been hacked, a rogue employee, who knows who is to blame, if it was even them. I guess it does not matter, i got done.
 

Sugar_and_Spice

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I am kind of ......, especially all this for a $24 purchase that was for my wife. Also my first ever Vaporcube purchase, i am not blaming them. They could of been hacked, a rogue employee, who knows who is to blame, if it was even them. I guess it does not matter, i got done.
I don't blame you one bit. I was super ...... off myself when it happened to me. I really do think it is the visa processing place that vapercube used to process the transaction that got hacked. If you are a hacker its much better to hack one place that process hundreds of transactions than one or two lone companies. While the thieves may not get everyones info they do get several that have weak encryptions in their software(like vaporcube for example). Have you let vaporcube know that your card was compromised? If nothing else or even if they are jerks, then they will know they have to do something to ensure their customers a safe transaction as possible OR they will lose their business. Word travels fast especially when it comes to our money.
 

Beamslider

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She just said “ I do not have access to that information”. The thing that gets me is how can somebody with just my Cc info open another visa account and 4 days later. Be spending it in NYC? I never gave my SS number. The largest charges are all from California. There has also been some in Europe that did not go through what ever that means.

With the name and address, for a few bucks you can get the SS number and most any info on the net.
 

Dubminer

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I don't blame you one bit. I was super ...... off myself when it happened to me. I really do think it is the visa processing place that vapercube used to process the transaction that got hacked. If you are a hacker its much better to hack one place that process hundreds of transactions than one or two lone companies. While the thieves may not get everyones info they do get several that have weak encryptions in their software(like vaporcube for example). Have you let vaporcube know that your card was compromised? If nothing else or even if they are jerks, then they will know they have to do something to ensure their customers a safe transaction as possible OR they will lose their business. Word travels fast especially when it comes to our money.
No i have not contacted Vaporcube, maybe i should but whatever they say will be too little too late. I guess the law of averages finally got me, probably several hundred online transactions before this happened to me.
 
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