places seem to all expect you to deal with one of their myriad so-called apps .. which I find to be a pain in the neck, time consuming and sometimes just plain confusing .. and, to boot, they seem to want you to actually pay for your food in advance in these apps ..
No chit. First, I don't do any "banking" or credit on my phone. Second, I really don't need McD selling off what I eat for their profit. And certainly don't need them to send me "reminders" that I've not eaten fries in a month...
Heck, I don't even use "self" checkout, I prefer to do a little bit to help keep humans on the job!