Don't take this the wrong way, but there's some odd 'science' going on in these latter pH discussions.
The pH of the acidic solution, or the degree of acidity, may not be the main reason that
concentrated phos. acid attacks the carbon deposits, although it is probably part of the reason.
Other strong acids e.g. sulphuric acid don't have this dissolving effect on the
truly tough atomizer carbon - I've tried it & I would have thought if anything
would have shifted it conc sulphuric would (e.g tissue paper dropped in sulphuric
instantly dissapears, as does skin).
I think possibly the H2SO4 it just couldn't 'get into' or penetrate the bulk of the deposit.
There's appears to be an affinity of conc. phos. acid for these 'coal' deposits,
it seems not to acting just as an acid.
It might well be a non-polar iteraction, along with the polar acid that makes it effective,
it's probably that the more conc. the phos. acid the better it will work
i.e. 85% phos. acid may work even better than 75%,
I'm getting some & should be able to verify that (or not).
But then it might equally require some further free water to dissociated the acid somewhat more.