Yes! Very eloquently put, Placebo Effect.
And Petrodus, I love your idea of organizing comment text for later reuse. I often do copy-paste on my commenting, but spend some time searching for what I said on a prior article. My 2011 resolution: Get organized!
You could also create shortcuts of the forum posts and place those in the folder. Renaming the shorcuts the same as the text file names then organizing the folder to be viewed in alpha order...will place text files and the shortcuts side-by-side.
At least this is what I do because often I wish to review what others said on the same thread.
I keep both the text files and shortcuts for a reason. If anything goes quirky with the Net...I still have the text