Now that were getting into opinions ...
Gov't needs to stay out of the bedroom. Federal / state funds have never paid for fertility treatments. Obamacare is private insurance, ppl pay for what they get but it's not part of the core services required. I think a lot of ppl agree that if someone can't afford them, then why do they have them - so why are they trying to prevent access to basic birth control (which also has other medical benefits for hormonal disorders, etc)???
In all 50 states, if a woman or her child accepts state aid for housing / medical etc. The father MUST be named and the state will go after the father forever and ever and ever. There is a nationwide network to track down dead beat dads and they are worse than the IRS in their tenacity. They are not charged the Medicaid insurer's rate, but full rack rates. So if Medicaid paid $15, the full price might be $350 + highest allowable interest. I know here they've had multiple "sting" operations to attract deadbeat dads and it's nasty jailtime, which usually only racks up more debt.
I'm not sticking up for dead beat dads, but for some fairness. If the state (or whoever) only paid $15, then that's all they should pay. It shouldn't be a for profit enterprise to fund some other worthless agency. There should be some appeal rights and access to due process. A friend ended up on that list. He'd gotten divorced, sick, lost his business and by the time he pulled it together, his bill was a half million. We saw several attorneys and the cheapest was over $5k just to start an appeal. His only option was to keep skating. There was no way for him to own up to the debt. They (state) wanted one lump sum. Both his kids were over 25 too. They were only on Medicaid a couple of years and healthy. They tracked him across state lines using multiple sources including DMV.
I thought debtor prisons were illegal. I've since discovered that 'first offense' type 'crimes' (like a zoning violation) carry upwards of $2500 and if you can't pay, it's go to jail. Upon release prisoners have to pay for a lot of stuff in jail. Nickle and dime stuff that really adds up and I'm sure it's more (or should be more) than what was paid by the institution. Taxpayers pay $100k per year per prisoner. That's like double dipping. 1/4th of the US population is behind bars. Isn't that a little excessive? A parking ticket, zoning violation?
Some of this I know for a fact. If my grass is over 6" high, it could lead to a $2500 first offence fine that if I can't pay in one lump sum, I'll end up with jail time. I'm terrified of (blankity blank) zoning!!! If I do go to jail, the amount I owe will double and triple.
I think the "welfare queen" was Reagan's imagination. Food stamps - have you tried eating off $3/day? There's no housing programs. Section 8 died ten years ago. There's been large tent cities on the outskirts, out of sight, around every major city for decades. They rarely get national attention.
And then the sheriff's dept doesn't have the resources to investigate 4,000 sexual abuse crimes and CPS blows off 6,000 child abuse cases due to "lack of resources".
I have a lot more problem with a major health insurer bilking the gov't for tens of billions than I have with a handful of people gaming the system for a few thousand.
you shouldn't be allowed to make a withdrawal from the sperm bank if you can't afford the payments 
