A buddy of mine recently wrote this....this is typical of government involvment...it's not thought out very well.. he writes...
"You really can thank the Gov. for the regulations they imposed on funeral homes in the late '70's for even making this possible.
Before the big FTC/Gov crackdown, when you walked into your local family owned funeral parlor, everything you needed for a funeral was included in the price you saw posted on the casket. Sometimes you needed everything, sometimes you didn't but the price you saw was it (usually minus the vault which may or may not have been needed).
Somewhere the FTC came up with the ideal that the pricing wasn't fair as a customer should be able to choose. Sounds good in principle but just like any business you have fixed employee cost, building overhead, ect.
So, the funeral homes now had to price everything 3x what they were pricing in the package so if a person only choose option 1 and 2, the funeral home still made enough money on those to be profitable.
What happened is instead of helping the customer, the Gov essentially doubled the price of an average funeral overnight. This also led for record profits at those family owned funeral homes and they were soon bought out by large conglomerates who now saw real profit potential. So much profit that now, 3 major conglomerates own 95% of all the funeral business in the US. With this new found power, they also have branched out into the supplies and now control about 75% of them as well as the prices the independents pay for them.
Back to the casket subject, when the funeral homes had their prices unregulated, they usually didn't make ANYTHING on the casket. That's right, nothing. They had a price they need to make to stay in business for each customer and the casket cost was added to that and that was the funeral price.
Now that the government has mandated alacarte pricing, every single item of the funeral has to be a profit center in case the customer only takes the basic essentials.
Right now, in an average funeral, the casket price is marked up 125% (on average) on the itemized invoice. The caskets that Walmart has for 999.00, run about 750.00 from a casket company. The funeral home will charge about 1695-2000.00 for the same casket.
So, bottom line, when a customer prices a funeral at a funeral home, after it's all added up, just have them delete the casket and purchase your own at Walmart and have it delivered to the funeral home. You will save anywhere from 600-1000.00 on the base model.
BTW- My family was in the funeral business up until '78 and I watched all this take place first hand."