We are the same! We've been cash living for 10 yrs and love it!I can't believe a store would be ok charging a CC without the card being present. That's insane.
DH and I have gotten in the habit of using cash for everything that we buy locally. Only use CC on trip and online and then with a BOA "shop safe".
It's really not hard living on cash. We live on a budget. The first of the month I go to the bank and draw out the cash and divide it into envelopes. Food, entertainment, cell phones, gas, etc.
I second that. Please do it soon.