Man got another HEART ATTACK email from my NEW credit counseling service, apparently one of my creditors is all like, "No soup for YOU," and like, has turned up their nose at my proposal. I am unshocked, this is my least fave credit card company and like, sadly, they want all their payments and late fees and stuff as of yesterday and will reduce or eliminate nothing. Gah.
I will be calling them in a bit here, but honestly, I don't even remember what my balance is at the moment or how much owe then, but once I collect myself I will call and grovel. The counseling service invites me to "include it for my convenience" but since they charge a $5 fee per month, per account, and want me to pay the minimum amount that makes no sense to me, frankly, I'd be better off attacking it myself and paying Higher payments (even if it's only $5 higher, but I'm sure it could be more) myself....
Anyway, moving on, will do that as soon as I can. I don't know what coast or time zone they are on.
Life sure can be difficult at times, but I suppose, like, if it WEREN'T difficult sometimes, I wouldn't appreciate the GOOD times as much or ever and ETC. Everything is on a continuum. I will probably have to sell some mods I think. Etc. But thank you, Capital one.
Busier morning ahead and thank Goodness I have bought zero things, but I ASSURE you this is not the recommended (by me at least) road toward beating Shinyitis, I'd think. It's really NOT.
Gah.
Anna