Here driving records now are based on your licence points. Every time you get a ticket you get knocked a point out. That's why women get less tickets, less insurance.Sil tells me hers was great in the snow. It was 4wd. I think they make them that you can switch between 2 and 4, which is easier on the gas mileage.
Older vehicles do start costing more than new, because they have fewer safety features- new tech comes out all the time- plus, wear and tear can make them more likely to fail. And it costs the same to fix them, regardless of age - until they get really old, when it can be tougher to find parts.
It’s a good idea to call your insurance and ask before buying any vehicle. When I got my Mustang, hubby was shocked at how low insurance was gonna be on it. But I was almost 40, female, perfect driving record. So it was $5 more than it would have been for a 6 cylinder sedan lol.
Here’s a fun fact about insurance... when he died, I called to get him dropped and put the policy in my name. They wanted to raise my rates 30%. Think about that. One person, driving less than a quarter of our total, 30% more.
BTW happy bday! You're my junior, turned 55 last march! Don't consider yourself old, you're at your prime!