Stay safe, and good luck! It’s coming for me tomorrow. And then look at Sunday.Cresting the hill...
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Preparing for the plunge. We're stocked up and ready to hunker down.
Stay safe, and good luck! It’s coming for me tomorrow. And then look at Sunday.Cresting the hill...
![]()
Preparing for the plunge. We're stocked up and ready to hunker down.
I think they have changed somewhat since they were first introduced decades ago.. but still have to get the auth before visiting a specialist but it's more streamlined nowI don’t know how HMOs work now, but when I had one, it was the worst. I had to get a referral from my gp every time I needed a specialist, AND had to get the HMO to authorize it for every visit. I spent more time in the phone than waiting in doctors offices.
Hopefully they function more efficiently now. I can’t imagine going through my husband’s cancer like that.
I don’t know how HMOs work now, but when I had one, it was the worst. I had to get a referral from my gp every time I needed a specialist, AND had to get the HMO to authorize it for every visit. I spent more time in the phone than waiting in doctors offices.
Hopefully they function more efficiently now. I can’t imagine going through my husband’s cancer like that.
Morning all. For all those in the cold zone today (and it's reaching its icy fingers pretty far south), keep your vapes warm and maybe leave your fancy stainless steel drip tips at home today.
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I hope so. Mine was horrible. Spend 2-3 hours on the phone, then wait a month for an approval letter.I think they have changed somewhat since they were first introduced decades ago.. but still have to get the auth before visiting a specialist but it's more streamlined now
i would probably have to don a simmet.Now that's a tad cool. Definitely jacket weather.![]()
Morning Eskie, what needs re-wicking?
In my first appt, circa 1983, I had a place with a small table where the Panasonic answering machine/phone was, and I put two comfy love chairs to the sides. I loved chatting with friends long past bedtime. I miss talking to people on the phone. The landline nowadays hardly ever rings.View attachment 794837
I'm going to put this on my lock screen.
When we looked at plans for the Miami area it was about 1000 for the couple, plus several of my meds at reduced prices. I have a gifted individual visa that never ends, so the option is always there. I don't know, had such a bad time in the 80s.Good morning shiners! On my first cup of coffee and thinking about what needs to be rewicked today for something to do.
Actually most all plans in the US cover outpatient and many medications. The quality of coverage depends on what you can afford to buy. For those eligible through work it can be a bit more affordable and there are plans out there that you can get with subsidies if you qualify financially. You also get to pick your doctor, pharmacy, etc, although some plans have lots of participating providers and others not. There are also still classic HMOs in the US as well.
I have no idea what of any premiums you pay there but it's likely lower than in the US for something similar.
That's exactly what happens here, and I prefer it. My gp is a trusted friend, but in doubt I can always go to the emergency room, no charges (that's how I got diagnosed with diabetes, suddenly I felt indigested and was drinking lots of water. I had had my regular checkup 6 months before and everything was fine!)I don’t know how HMOs work now, but when I had one, it was the worst. I had to get a referral from my gp every time I needed a specialist, AND had to get the HMO to authorize it for every visit. I spent more time in the phone than waiting in doctors offices.
Hopefully they function more efficiently now. I can’t imagine going through my husband’s cancer like that.