@Eskie - Typing all of that on a phone is pretty impressive – especially on a NY subway. I’ve lived in NY, volunteered to assist after 9/11. Lots of subways rides!
There are many issues in life financially, where we do not have control over. The waiter in the restaurant and skimmers on ATM’s are both good examples of this. I am sure we can fill the forums with other examples. But just because these unfortunate incidents take place, one should not just throw in the towel and not use caution and or common sense when submitting personal information online.
The systems we have in place should be there to protect the consumer. They should implement backups to their backups to prevent reverting to some old archaic unsecure way of transferring information. They also need to remove as much ignorance as possible from being a risk. When CC systems are down, the transaction does not happen – for online sales the transactions will get queued until the systems are back online. How many of us would shop at a online retailer that stated their CC system is unavailable and that customers are required to email their CC information to the stores support address? I certainly would not, and this is a level of mitigating risk
Your age verification systems need to implement the same level of reliability and remove as much risk due to ignorance as possible. Based on what I have learned here they have not met those requirements. And if a vape shop, or any age restricted retailer cannot provide that level of security for online transactions, they should not be in business.
@NolaMel mentioned a signature and ID is required to accept delivery of alcohol. Is this also a requirement for vape products?
Locking your accounts to prevent credit checks is an excellent way of mitigating risk. This should be implemented with all agencies by default forcing a user to remove the lock should they choose.
@Opinionated – you bring up a valid point in that we should not let crime control our lives. However, the unfortunate reality is that it does. But we still need to use common sense to mitigate risk. This is not about trying to control the things we cannot control, Equifax being a good example. It’s about controlling what we can control, such as sending sensitive information over a nonsecure link.
There are many issues in life financially, where we do not have control over. The waiter in the restaurant and skimmers on ATM’s are both good examples of this. I am sure we can fill the forums with other examples. But just because these unfortunate incidents take place, one should not just throw in the towel and not use caution and or common sense when submitting personal information online.
The systems we have in place should be there to protect the consumer. They should implement backups to their backups to prevent reverting to some old archaic unsecure way of transferring information. They also need to remove as much ignorance as possible from being a risk. When CC systems are down, the transaction does not happen – for online sales the transactions will get queued until the systems are back online. How many of us would shop at a online retailer that stated their CC system is unavailable and that customers are required to email their CC information to the stores support address? I certainly would not, and this is a level of mitigating risk
Your age verification systems need to implement the same level of reliability and remove as much risk due to ignorance as possible. Based on what I have learned here they have not met those requirements. And if a vape shop, or any age restricted retailer cannot provide that level of security for online transactions, they should not be in business.
@NolaMel mentioned a signature and ID is required to accept delivery of alcohol. Is this also a requirement for vape products?
Locking your accounts to prevent credit checks is an excellent way of mitigating risk. This should be implemented with all agencies by default forcing a user to remove the lock should they choose.
@Opinionated – you bring up a valid point in that we should not let crime control our lives. However, the unfortunate reality is that it does. But we still need to use common sense to mitigate risk. This is not about trying to control the things we cannot control, Equifax being a good example. It’s about controlling what we can control, such as sending sensitive information over a nonsecure link.
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