That's not true. Chargebacks can happen 4 months or longer after the initial sale. They are initiated by the consumer and enforced by visa/mc/Amex and not the processing company. It's a consumer protection that places the burden on the retailer. The retailer relies on the manufacturer to protect the loss. Otherwise it's the retailers responsibility to cover the loss. If they don't then the card processor has to absorb the loss. Card issuers aren't in the business of covering retailers' losses.
The wild west aspect we all enjoy with vape products comes at a cost to retailers. There is no way around it.
Used products sold as is and legally at the time of purchase are not subject to charge backs.
As is means, as is without warranty nor implied condition. The sale is final. The CC transaction
is final. Any disputes are the legal responsibility of the seller and buyer. There are no third
party responsibilities as all third party concerns have been met. It's the same with thrift stores
reselling donated merchandise. They accept CC's also.
CC companies are out zero dollars as they do not have to pay back anything.
Regards
Mike