I've been down this road before, too, with a couple of people who didn't take care of their supplies. The ones I'm dealing with now agreed to pay me out a little at a time (one already has made a payment). However, they are really struggling otherwise, so I just decided to cancel the debt and gift them. I just hope they take care of their equipment. If they decide they won't use them anymore, I'll ask them to return the equipment for safe-keeping in case they want them later. But the nic bothers me. I'm not sure the ability to buy it won't go south earlier than 2018...maybe a lot earlier...
That is why it is an excellent idea to stock up on nic now. I truly believe they won't allow high nic after August or soon after without a license. My opinion of course, but I would rather be safe than sorry.