Deeming Regulations have been released!!!!

[LoriP1702]

Cigars will always be safe though.

 

[DarrenMG]

My problem with them is that they're either complete fools, or they're not being honest with us. Hint, it's that last one.

Agree. Whether attributed to ignorance, or malevolence driven by self-interest, it really is tragic that businesses like this guy (amazing given how young he is, what an entrepreneur) can be wiped out on the whim of law makers. They didn't even give him any time to sell his inventory. Just fail on so many levels.

 

[DarrenMG]

I just expect a democratic republic to function as such.

p.s. Yes, well that is what it was intended to be, and generally was. Whatever is going on now? /headbang again.

 

[Blitzdonlife]

An interesting series, watch the all the episodes.

Thanks, I watched them. 2 million in stock he had to move in less than 2 weeks, crazy stuff. That last day before the ban he had to really hustle to get that out of the state.

 

[kristin]

This is strange. I'm a supporting member of CASAA and usually get all their emails--I didn't get this one. Also, I can't find any confirmation of this anywhere--not on CASAA website or their subforum here, not on Google. Are you sure this email is legit?

@kristin If you're around--is this happening?

I think Alex mentioned he sent a Call to Action email directly to our Louisiana members.

 

[Baditude]

This is what our vaping community is up against. Below is a communication between a group of government officials and employees of a PR firm conspiring to make "fake news" on vaping. CLICK IMAGE TO ENLARGE.

“Hey can you photoshop these to make them look bad? Because unedited they look good”

I considered blocking out the email addresses, but... Na.

I'm totally against teen vaping, but if this is the best idea that the govenment has of discouraging teens to vape, they're sadly mistaken. They're smart enough to realize this is crap.

Also not surprising...

 

[Baditude]

My name is Gregory Conley and I run the American Vaping Association. Ask me anything about harm reduction, flavors, state bans, moral panics, and more starting at 2 PM Eastern! This is an excellent question & answer piece that asks about nearly every conceivable vaping question which is answered in a very logical and factual manner.

 

[Bronze]

This is what our vaping community is up against.

I just had a conversation today with a friend this afternoon. I told her I decanted my nic solution today. She replies back, "Yuck juice"!!

I sent her the picture of that wine glass full of nic solution and told her it had a year's worth of nicotine in it which is also the same amount of caffeine as one cup of coffee per day for a year. You see, she doesn't smoke or vape and I don't drink coffee. She replies, "It doesn't go in my lungs"! She also drinks soda and is a chocoholic.

Background information: My friend has sever heartburn and her doctor has her going in for an endoscopy later this month. Of course, I aptly reminded her of this. Nuff said. End of conversation.

 

[rosesense]

I just had a conversation today with a friend this afternoon. I told her I decanted my nic solution today. She replies back, "Yuck juice"!!

I sent her the picture of that wine glass full of nic solution and told her it had a year's worth of nicotine in it which is also the same amount of caffeine as one cup of coffee per day for a year. You see, she doesn't smoke or vape and I don't drink coffee. She replies, "It doesn't go in my lungs"! She also drinks soda and is a chocoholic.

Background information: My friend has sever heartburn and her doctor has her going in for an endoscopy later this month. Of course, I aptly reminded her of this. Nuff said. End of conversation.

You should have said, "and mine doesn't go in my stomach."

 

[Bronze]

You should have said, "and mine doesn't go in my stomach."

I implied it when I told her you need a gut as much as you need lungs in order to live.

 

[rosesense]

I implied it when I told her you need a gut as much as you need lungs in order to live.

I am so mean, I would have told her that I heard chocolate causes stomach tumors.

 

[Bronze]

I am so mean, I would have told her that I heard chocolate causes stomach tumors.

She's smart enough to know to stop digging when she's in a hole. I clammed her up pretty quickly. We all have our vices and we all live in glass houses.

Obviously, her hangup about stuff going in lungs stems from ignorance. And she still equates nicotine with tar in cigarettes. And she will always believe that. I don't even try to persuade her differently because her head is made of rock. But if she's going to take shots at my vices, I am plenty happy to take shots at hers.

 

[zoiDman]

Reynold American files for FDA review of e-cigarette

 

[Eskie]

I am so mean, I would have told her that I heard chocolate causes stomach tumors.

Only in CA.

 

[Alexander Mundy]

Only in CA.

This is on the back of all the kitchen ranges I install in new houses. Note the "California residents only"

 

[DavidOck]

The only surprise is that they got the jump on Juul...

 

[Jazzman]

"Prudential to charge higher insurance rates for people who vape — the same as smokers"

They cited “Increased attention on vaping over the past few months and linkages to a few deaths and multiple illnesses, have resulted in warnings from the FDA, federal government and some states banning the use of flavored e-cigarettes,” as their justification.

Another revenue stream, I suppose......

Good catch on this Mike.

Obvious money grab since they could not produce an actuarial that would give a valid loss reason for this considering the short time span since the death and illness breakout and the fact that the actuarial would need to include the imbalance in the insurers premium/loss ratio to justify it. Also, even in obvious reasons for death insurance companies don't pay out that quickly. So can they even generate the data to support this? I don't think they could.

Does anyone think that an actual loss has been paid out by Prudential in the short 2 month period due to this outbreak or has the data to support this? Normally a dubiously massaged premium schedule like this would attract the attention of the state(s) insurance commissioner(s) to halt this for investigation, unlikely to be seen here I think. If no insurance commissioner starts an investigation I think the answer is clear, because commissioners typically investigate any rate increase in the insurance industry and the insurer has to produce the actuarials to support this increase. So yeah, money grab or just... reasons. I'm reasonably sure the only data they can produce is data from smokers, not vapers. So once again we are smokers.

 

[Rossum]

Good catch on this Mike.

Obvious money grab since they could not produce an actuarial that would give a valid loss reason for this considering the short time span since the death and illness breakout and the fact that the actuarial would need to include the imbalance in the insurers premium/loss ratio to justify it. Also, even in obvious reasons for death insurance companies don't pay out that quickly. So can they even generate the data to support this? I don't think they could.

Does anyone think that an actual loss has been paid out by Prudential in the short 2 month period due to this outbreak or has the data to support this? Normally a dubiously massaged premium schedule like this would attract the attention of the state(s) insurance commissioner(s) to halt this for investigation, unlikely to be seen here I think. If no insurance commissioner starts an investigation I think the answer is clear, because commissioners typically investigate any rate increase in the insurance industry and the insurer has to produce the actuarials to support this increase. So yeah, money grab or just... reasons. I'm reasonably sure the only data they can produce is data from smokers, not vapers. So once again we are smokers.

Insurance premiums often make no dang sense. My 27 year old son works for my business and lives at home. When he turned 25, I wanted to sell him the 2006 car he'd been driving for a while for $1.00 and get him his own insurance policy. It turned out it was considerably cheaper to keep him on our insurance policy that has a bunch of other cars on it. The insurance company's exposure would have obviously have been less if they were only covering him in that one older car instead of our whole family fleet, which consists of several cars that are much newer and more expensive. Go figure.

 

[Eskie]

Insurance premiums often make no dang sense. My 27 year old son works for my business and lives at home. When he turned 25, I wanted to sell him the 2006 car he'd been driving for a while for $1.00 and get him his own insurance policy. It turned out it was considerably cheaper to keep him on our insurance policy that has a bunch of other cars on it. The insurance company's exposure would have obviously have been less if they were only covering him in that one older car instead of our whole family fleet, which consists of several cars that are much newer and more expensive. Go figure.

Fleet insurance is always cheaper. They average the risk across, and assume someone covering multiple vehicles is more likely to be someone more responsible in caring for and driving them. It's all statistically driven, and if they believe their risk is lower that's how they'll bill it. That's always been the advantage if you have a few cars for insuring them.

 

[Rossum]

Fleet insurance is always cheaper. They average the risk across, and assume someone covering multiple vehicles is more likely to be someone more responsible in caring for and driving them. It's all statistically driven, and if they believe their risk is lower that's how they'll bill it. That's always been the advantage if you have a few cars for insuring them.

Given what I do for a living, I have accumulated more than a few, but it's not really a "fleet"; they're technically all personal vehicles.