Older Folks and Vaping Back Porch - Part Five
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Age has nothing to do with disability. While there are no options for temporary disability, unless you have insurance coverage for that, if you can never, in all probability work again you are disabled. If you can only work enough to work part time, you may qualify to help make up some difference.
I've been medically qualified for disability since I was 42. I pushed myself until I was practically killing myself & got so sick I no longer had a choice but to retire at age 57. I would still have been very disabled if I had stopped sooner, just not in quite so many ways. I know you have different things going on than I did, & may not be disabled more than just temporarily, just want you to have the info.
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Russ, in all seriousness, although no one should rule out what Government Assistance may or may not be available, personally, if I were able to work and support my family, that would be, certainly, from at least a financial standpoint, be the first line option .. although I am not familiar with what can or can't be collected Government wise, I feel safe in saying that an income earned on the job should exceed what Uncle Sam may or may not be willing to cough up ..
I have a close friend that went through the SS Disability process after being ploughed into by a drunk driver .. he still ended up having to hire an Attorney in order to appeal the initial turning down of his claim .. and although he did end up getting the dough eventually, it was not a slam dunk ..
I can't remember what your family situation is .. I keep thinking you have a child or two, but I'm unsure .. at my age, having come up in an era where a man relied on himself to put food on the table, etc, and shunned any form of Government help unless you were really, really in dire straights, I will fully and completely admit my outlook is Old School .. and thus, my input may be out of sync with the Modern World ..
Certainly, if your scenario warrants it and you feel comfortable in what your lifestyle will be under the scenario of SSI / SSD or whatever it's called, give it serious consideration .. however, this is a choice with so many personal and financial variables, I don't think anyone can give you good advice without knowing your full picture ..
I have actually never heard of anyone that got SS disability when they first applied. Several of my friends tried to go through the appeals process without an attorney and it didn't work. Ended up having to get a lawyer and almost immediately was approved. I believe it's a rigged conspiracy. I am not one who believes in government conspiracies so much, but social security is ridiculously complicated and rigged to deny rather than help even if it's just your regular retirement and you worked all your life for it.Russ, in all seriousness, although no one should rule out what Government Assistance may or may not be available, personally, if I were able to work and support my family, that would be, certainly, from at least a financial standpoint, be the first line option .. although I am not familiar with what can or can't be collected Government wise, I feel safe in saying that an income earned on the job should exceed what Uncle Sam may or may not be willing to cough up ..
I have a close friend that went through the SS Disability process after being ploughed into by a drunk driver .. he still ended up having to hire an Attorney in order to appeal the initial turning down of his claim .. and although he did end up getting the dough eventually, it was not a slam dunk ..
I can't remember what your family situation is .. I keep thinking you have a child or two, but I'm unsure .. at my age, having come up in an era where a man relied on himself to put food on the table, etc, and shunned any form of Government help unless you were really, really in dire straights, I will fully and completely admit my outlook is Old School .. and thus, my input may be out of sync with the Modern World ..
Certainly, if your scenario warrants it and you feel comfortable in what your lifestyle will be under the scenario of SSI / SSD or whatever it's called, give it serious consideration .. however, this is a choice with so many personal and financial variables, I don't think anyone can give you good advice without knowing your full picture ..
but social security is ridiculously complicated and rigged to deny rather than help even if it's just your regular retirement and you worked all your life for it.
I've never heard of anyone being denied their regular SS when they reach the age of eligibility. The process couldn't have been easier for me....I went to their offices....produced my card, sat down at a desk with someone and walked out with the date it would start...
I have actually never heard of anyone that got SS disability when they first applied. Several of my friends tried to go through the appeals process without an attorney and it didn't work. Ended up having to get a lawyer and almost immediately was approved. I believe it's a rigged conspiracy. I am not one who believes in government conspiracies so much, but social security is ridiculously complicated and rigged to deny rather than help even if it's just your regular retirement and you worked all your life for it.
Regarding getting SS Disability, I agree with Matt. The number of conspiracy theories I subscribe to are in the low single digits but the seemingly palm-greasing alliance between the Social Security Administration and the lawyers who pursue SSD cases is just plain too obvious for me to ignore. Like you, Matt, I have never heard of anyone who got SS Disability on the first try, or without a lawyer. When I was a Union officer for the National Association of Letter Carriers, I had to eventually start telling people that the union could NOT help with a SS Disability claim, because the only thing that would work was getting a disability lawyer.
Regarding regular Social Security retirement benefits, I agree with Sandra. It's easy as pie. I didn't even have to go anywhere or talk to anyone.. the entire process took 10 or 15 minutes online and my checks started coming immediately.
Perhaps you're both right on that, but perhaps.....It's because of the large numbers of people who are always looking for a handout.....who know how to "work" the system and get benefits they really should never have been granted. I've seen far too much of that. People receiving disability who never should have....getting welfare help by simply knowing how to "work" it,while others in real need were denied. I've even seen those who worked the unemployment benefits....knowing exactly how long they had to work to qualify, and then provoking the employer to fire them.....only seeking a new job when benefits ran out and then repeating the cycle.
Unfortunately the result is a system that now makes it more and more difficult.
I have actually never heard of anyone that got SS disability when they first applied. Several of my friends tried to go through the appeals process without an attorney and it didn't work. Ended up having to get a lawyer and almost immediately was approved. I believe it's a rigged conspiracy. I am not one who believes in government conspiracies so much, but social security is ridiculously complicated and rigged to deny rather than help even if it's just your regular retirement and you worked all your life for it.
Excellent and thought provoking commentary ..
.. I think there have been folks that Game the System since the System started .. that's just Society in general .. there will always be a faction that want's something for nothing .. I personally am glad that those that actually do need assistance end up getting it .. it's part of what makes America, we take care of our own ..The stance from Government in general, as it relates to that, is "The cost of policing each and every recipient outweighs what we pay them, thus, it would be more expensive to monitor and demand full compliance .. " .. although, there is a groundswell in some States to initiate a more strict compliance, along with Drug Testing, etc ..
Feel the Bern ..
On a side note, I read the other day that Trump stated he could shoot someone down on the street and his poll numbers would not diminish ..
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I did go through an attorney to apply for mine simply because I.d already been unable to work for a year & was still in no condition mentally to work my way through it. I was approved in under 3 months. One thing they told me to do that I know helped, was when I came to the portion of the forms that asked for a description of the disability(s) to use the space provided & continue on the back of the page & on a legal pad if needed. They said to go into as much detail as necessary to give a good description. I gave them 12 pages, & it took me a week to write it because my hands are so messed up that writing or typing is painful after a bit. I can just see them passing that around the office. [emoji23]I have actually never heard of anyone that got SS disability when they first applied. Several of my friends tried to go through the appeals process without an attorney and it didn't work. Ended up having to get a lawyer and almost immediately was approved. I believe it's a rigged conspiracy. I am not one who believes in government conspiracies so much, but social security is ridiculously complicated and rigged to deny rather than help even if it's just your regular retirement and you worked all your life for it.
Im with you willy, disability is a last resortRuss, in all seriousness, although no one should rule out what Government Assistance may or may not be available, personally, if I were able to work and support my family, that would be, certainly, from at least a financial standpoint, be the first line option .. although I am not familiar with what can or can't be collected Government wise, I feel safe in saying that an income earned on the job should exceed what Uncle Sam may or may not be willing to cough up ..
I have a close friend that went through the SS Disability process after being ploughed into by a drunk driver .. he still ended up having to hire an Attorney in order to appeal the initial turning down of his claim .. and although he did end up getting the dough eventually, it was not a slam dunk ..
I can't remember what your family situation is .. I keep thinking you have a child or two, but I'm unsure .. at my age, having come up in an era where a man relied on himself to put food on the table, etc, and shunned any form of Government help unless you were really, really in dire straights, I will fully and completely admit my outlook is Old School .. and thus, my input may be out of sync with the Modern World ..
Certainly, if your scenario warrants it and you feel comfortable in what your lifestyle will be under the scenario of SSI / SSD or whatever it's called, give it serious consideration .. however, this is a choice with so many personal and financial variables, I don't think anyone can give you good advice without knowing your full picture ..
Last stinkie 10/15/2013
I agree. In TX you can't get UE if you were fired or quit your job. You can if you were laid off. I do know of employers who have listed laid off rather than fired, just to prevent lawsuits.
Russ, I kinda felt you were ..
.. and, you have my sincere wishes for a brighter and more optimistic future for you and yours .. I know it sounds like an Old Man (which, since, age wise, I could very easily be your Father) .. one of the things I've learned is if you just keep slugging away at Life, things generally will improve .. it's those that give up that fall .. and, I don't think you're going to give up ..
On a side note, I read the other day that Trump stated he could shoot someone down on the street and his poll numbers would not diminish ..
As a person who has known a great deal more about him for a number of years than the general public knows.......All I can say is "There's a sucker born every minute"......and he's gathering them all to him.
And nope.....it wasn't P.T. Barnum whom I quoted, though most people attribute it to him....
And that folks is my first and last political statement on here....
Just my personal but heartfelt opinion: I hope we don't have a flurry of posts critical of those who are deemed by the posters to be undeserving of governmental financial assistance. Selfish of me to express this opinion but I'm hoping others have better things to do at the start of the weekend! And I hope I do too!
Neither Willie nor I deemed anybody here unworthy. I simply stated my thoughts and experiences......what I have seen.......
Happy Birthday, 3mg!
Luckily, there are exemptions!
At first, I thought I had to get the insurance no matter what. I took a look at the choices. They started at right about 100% of my income!
Luckily, there are exemptions!
Did you check to see how much of a subsidy you would get on those health insurance premiums? If not, you might be surprised at how much of the premium would be paid by the federal gummint.
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