Older Folks and Vaping Back Porch - Part Seven
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Bea covered it well. My mother and aunt were with this plan for 10 years and never had a real problem so to speak. I changed them from their AARP plan to Humana once they moved in with us.
If you like to travel - read the fine print well in whatever plan you choose. Some do not cross state lines even if you are on vacation except in emergency cases and the cost factors were different over the state lines. Can't remember the details on the Humana plan, but theirs was the least restrictive from the various plans I researched for them.
Oh, OK. I saw that on the other thread with Chels and Rainsong. Wound up deciding against getting one (since I couldn't get three, if that makes sense). Actually, just decided I don't want to start buying more coils. I'm fully set up with Joyetech Mega Ones and Twos and Trons with CLR coils along with a few eLeaf tanks.
Thanks. I'm pretty familiar with the travel aspects, but, in truth, I ain't going anywhere. Did you switch them from the AARP product only because of the travel thing or were there other reasons?
AARP is hooked up with United HealthCare now. When my mom signed up 20 years ago, it was Blue Cross/Blue Shield. United is good insurance, but I have a negative feeling toward them right now. I have their health insurance, and they're raising my rates by $100 per month starting Jan. 1. I've never even used the insurance.
I don't plan to buy coils either. I figured it will be a fun, disposable toy while its coil lasts
I still use my GS Air tanks most of the time.
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I still use mine, too. And, I rebuild the 1.5Ω coils. Not that I'm a glutton for punishment. No, not at all.I don't plan to buy coils either. I figured it will be a fun, disposable toy while its coil lasts
I still used my GS Air tanks most of the time.
I have a Plan F wife too, the one we have is also part of the RR retirement so they pay some. It is very similar to the AARP Plan F except I believe that one has deductibles and it costs more. Ours a $185 each and covers everything that Medicare doesn't including the Medicare deductibles as long as the place whatever it may be accepts Medicare assignment as full payment. It is really good. Never get a bill for anything doctor or procedure related. Have never used it for hospital but it is also supposed to cover everything there. Have never had a problem with it and it's nice to not get a bill or if we do it is 0. So thats my experience. The prescription thing is another story, We have the I think it is Cost Saver through AARP, it's only $35 each a month but there is a $450 deductible and the copays are a little steep on some things. But they have calculators which you plug in your regular prescriptions and it will tell you what is the cheapest way to go. Some of our prescriptions aren't covered by all policies, so you have to check that out. Then there are the Advantage plans which limits the doctors because not all will take all plans but I know a few people who swear by theirs. They cover the supplement and pharmaceutical and Medicare. For us with the supplement that is available for retired railroaders it was kind of a no brainer the Plan F which is drugs is one that is different not all cover all drugs and they are limited at least for us by the county you live in.
You can't have both, if you have an advantage plan that covers it all they collect from medicare and work as the supplement also.
Well my Nauti heads came today and check out which I knew they sold only authentics unlike Ecig.com Batteries also, just wish the atties would get here, I'm really anxious to have a nice tight MTL, too much air and vapor with the K5's
No and it was miserable for me. She had me snort in some lidocaine but she had a really hard time getting it to go through the bottom part of my esophagus and normal for me she had never seen anything quite like mine turned out. The lower part is not opening and she is going to have to discuss it with the doc. Nothing is easy when it comes to my insides. Plus she kept talking and talking about what this test was going to look for and how she was going to do it for about 40 min. I just wanted her to shut up and do it. Sitting there with a Qtip shoved in my nose all the way to the hilt while she was talking. Not my most fun procedure. Shes hoping she didn't have the catheter doubled over which it didn't look like to her.
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Yep. My wording was probably confusing, but I'm aware of what you're saying.
Plan F is the top of the line, Legss, though Plan C is almost the same, and almost as expensive. It's easy to tell that F is the best plan because that's what the politicians have...lol.
Plan G is the sneaky good one. It's just like F except you have to pay the Part B deductible (which is up to $183 per year). But, it's about $20 per month cheaper, so you actually save $240 per year (minus ever how much of that $183 deductible you spend).
I'm going to take another hard look at the Medicare Advantage plans. Still have a few weeks to decide what I want to do.
Pretty well covered above.
We'd been with the same HMO for thirty years before I hit Medicare age, so for us their Advantage plan made sense.
We'd been with the same HMO for thirty years before I hit Medicare age, so for us their Advantage plan made sense.
Oh Legs I'm so sorry. It sounds like you had a nurse who hasn't done many of these. Nothing can be done about the gag reflex but if the nurse is experienced with the procedure she gets it done pretty fast. My last nurse had done it many times. She inserted the tube nice and fast.
As far as knowing how far to insert the tube to ensure it reaches the bottom of the stomach my last nurse said they have a really "scientific"
formula. You measure the patient from the elbow to her nose and that's how far you insert it!The one before that was not as smooth. She had only done it a couple of times.
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I too hate the chairs that make your head tilt forward!! And for some reason a lot of the chairs and couches have very big cushions so my feet don't reach the floor if I'm sitting upright. Makes me feel like Lily Tomlin. What are short people supposed to do? I can't slouch because it really messes up my back. The Lazy Boy works for me because most of them have normal seats. And yes, they still have the lifetime warranty on moving parts so that's nice. I also like their wingback chairs that recline, but I do wish the mechanism to bring the foot part up was not so stiff. I'm assuming that will loosen up with time.
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