Okay I lurk here all the time and never post so excuse my butting in. I am in the
insurance field though so I know why Cigna is all up in your business so I thought I would explain why they are stalking you. The Center for Medicaid and Medicare Services (CMS) incents and
penalizes Medicare Advantage insurers based on how many of their members receive their annual wellness visit. This is not really an annual physical but rather a more simplified services where they check your vitals and have a discussion to potentially identify health risks you may have. I respect your desire to have them be more hands off with you but just wanted you to know that it is actually the federal government that is making them run you down this way.
Since I work for an
insurance company I just wanted to give my industry's perspective on this practice.